Mission San Jose Mortgage is a Stockton, CA based hard money lender. They provide loans in San Jose. They offer lending solutions for a variety of situations and needs, including commercial loans and fix and flip loans. ...
Fix and Flip Loans in Los Gatos, California
Los Gatos, CA has 50 fix-and-flip lenders offering loans in the city. The median amount loaned is $313,215. Rates on private loans issued to Los Gatos borrowers average 10.0%. The median term offered for loans is 32 months. The mean origination fee added to the loans is 2.6%. Lenders offer on average a 69% loan to value (LTV) on hard money loans in Los Gatos.
Loan Example 1
Acme Funding issues a private money loan to Cheri for a renovation project in Los Gatos, CA, on a property that costs $370,000. The loan-to-value (LTV) on the deal is 85%. This means Cheri will have to bring 15% of the purchase price to closing and the principle will be $314,500 on the loan. The interest rate on the loan is 11% for a length of 6 months and the company requires a two point origination fee at the close. The interest payments are to be paid monthly and the principle will be repaid after the property sells.
Cheri will need to contribute $55,500 at the closing (15% on the 85% loan-to-value), plus she will have to pay the $6,290 origination fee. she must then pay $2,883 per month to Acme Funding . If Cheri sells the house for $555,000 after 6 months, she would make a total profit of $161,413 after deducting the original principle of $314,500, the funds contributed at the close of $55,500, the origination fee of $6,290, and the total interest payments of $17,298. This profit doesn't account for renovation costs.
Loan Example 2
Rising Sun Finance Company issues a hard money loan to Dean for a remodeling project in Los Gatos, CA. The loan dictates the following:
a) A $280,000 purchase price, b) a 80% loan-to-value (LTV), c) a 12 month term, d) a 9% interest rate, and e) a 4% origination fee.
If Dean achieves his goal of a $336,000 sales price, the final numbers of the project would be as follows:
$336,000 sales price
- $224,000 principle on note (80% LTV)
- $56,000 down payment (20% on 80% LTV)
- $8,960 origination points (4% of the $224,000 principle)
- $20,160 total interest paid (12 months x 9% interest)
-----------------------
= $26,880 gross profit (doesn't include taxes or renovation costs)
Bay Area Capital Funding is an asset-based lender headquartered in San Carlos, CA offering loans throughout San Francisco, Oakland, and San Jose. They provide short term loans, fix and flip hard money loans, investment property loans, cash out ...
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Headquartered in Encinitas, CA, Charger Funding is an asset-based lender offering funding throughout Santa Barbara and Santa Cruz. They offer loans for a variety of situations, including short term fix and flip loans, commercial hard money loans, rental property ...
Sequoian Investments is a San Diego, CA based private money lender who provides funding across the following locations: Anaheim, Bakersfield, Fresno, Irvine, Long Beach, Los Angeles, Oakland, Palm Springs, Riverside, Sacramento, San Bernardino, San Jose, Santa Ana, Santa Barbara, ...
Nationwide Mortgage is a hard money lender in Mission Viejo, CA offering loans in 17 states throughout the country. They provide lending solutions for a variety of situations, including hard money loans for commercial properties, fix and flip hard ...
Based in Corona Del Mar, CA, Premier Money Source is a hard money lender providing loans throughout California. They offer fix and flip loans and rental property loans. They offer rates ranging between 8.99% and 10.75%, ...
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Headquartered in North Hollywood, CA, LBC Capital is a private money lender providing funding in California, Oregon, and Washington. They offer cash out hard money loans, loans for investments properties, commercial loans, short term loans, hard money construction ...
FK Capital Fund is a San Clemente, CA based private money lender offering funding in California. They provide lending solutions for many different scenarios, including bridge loans, commercial hard money loans, refinancing, hard money construction loans, long term rental ...
Marquee Funding Group is private money lender headquartered in Calabasas, CA. They provide loans throughout California. They provide lending solutions for many different scenarios, including fix and flip loans, refinancing, commercial hard money loans, long term rental ...
LendingHome Corporation is a San Francisco, CA based private money lender providing loans in 25 states throughout the United States. They provide buy and hold loans, short term loans, and fix and flip loans. They issue ...
California Home Solutions is private money lender based in Woodland Hills, CA. They offer funding in California. They provide fix-and-flip loans, private refinancing, bridge loans, rental property loans, and private commercial loans. ...
Val Chris Investments is an Irvine, CA based private money lender who offers funding in California. They provide private refinancing, fix and flip loans, hard money bridge loans, loans for investments properties, and private commercial loans. They ...
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $6 Billion life-to-date in total loan volume to real estate ...
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Bolour Associates is a Beverly Hills, CA based hard money lender. They offer loans throughout Arizona, California, and Texas. They offer loans for a variety of situations and needs, including short term loans, cash out loans, private ...
Capella Mortgage is a private lender in Las Vegas, NV offering funding throughout Nevada, California, and Arizona. They offer loans for a variety of needs and situations, including rental property loans and fix-and-flip hard money loans. ...
Conventus is a San Francisco, CA based private lender. They provide funding in 10 states throughout the US. They provide fix-and-flip loans, private commercial loans, cash out hard money loans, and rental property loans. Their loan ...
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Macoy Capital is private money lender based in Beverly Hills, CA. They offer loans in California. They provide hard money refinancing, short term loans, private commercial loans, loans for rental properties, construction loans, and fix-and-flip loans. ...
Trimark Funding is hard money lender headquartered in Anaheim Hills, CA. They provide funding in California. Their lending focus is mainly on fix and flip hard money loans. They do not require a minimum ...
City Capital Finance is a hard money lender offering funding throughout California. They provide loans for a variety of needs and situations, including cash out loans, fix-and-flip loans, short term loans, investment property loans, and hard money loans ...
Stonecrest Financial is a San Jose, CA based private money lender offering loans in California. They offer loans for many different needs and situations, including short term fix and flip loans, commercial hard money loans, bridge loans, and ...
Aegis Funding is hard money lender based in Huntington Beach, CA. They provide loans throughout California. They offer lending solutions for a variety of needs and situations, including fix and flip loans and long term rental property ...
MAE Capital Mortgage is a Rocklin, CA based private lender who offers funding in California. They provide loans for a variety of situations and needs, including builder loans, cash out loans, fix and flip hard money loans, loans for ...
Headquartered in Encinitas, CA, Scottway Capital is a private lender providing funding in California. They provide hard money loans for commercial properties, buy and hold loans, and fix and flip loans. They offer loans with a ...
Lending Xpress is a private lender in Irvine, CA providing loans throughout California. They offer construction loans, hard money loans for commercial properties, fix and flip loans, short term bridge loans, rental property loans, and private refinancing. ...
Wilshire Quinn Capital is a San Diego, CA based private lender. They offer loans in California. They provide fix and flip hard money loans, commercial hard money loans, bridge loans, and loans for rental properties. Their ...
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Aztec Financial is an asset-based lender in Burbank, CA offering loans throughout California. They provide lending solutions for a variety of situations, including hard money refinancing, loans for rental properties, builder loans, fix-and-flip loans, short term loans, and ...
HML Investments is hard money lender headquartered in Los Angeles, CA. They provide loans throughout California. They offer short term loans, cash out loans, long term rental property loans, hard money loans for commercial properties, and ...
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Fairfield Financial Services
Portland, OR
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House Max is an Austin, Texas-based hard money lender offering direct loans to real estate investors throughout the state of Texas.
RAM Capital Corporation is a San Jose, CA based hard money lender. They offer loans throughout California. They provide fix-and-flip loans, long term rental property loans, and cash out loans. The focus ...
Patch of Land is an asset-based lender based in Los Angeles, CA offering funding all throughout the US. They offer short term bridge loans, private commercial loans, long term rental property loans, refinancing, and fix and flip loans. ...
Sound Equity Solutions, LLC is a Bellevue, WA based private money lender offering funding in Washington, Oregon, and California. Their lending focus is mainly on fix and flip hard money loans. They primarily ...
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