How We Make Money
HardMoneyHome.com was built to provide an un-biased comparative shopping experience for private real estate lending. We believe in the power of information and in transparency throughout the lending process. We hold ourselves to the same standard of transparency, so we want to make it clear how we operate and how we are compensated.
Our revenue comes from four sources: 1) referrals to private lenders and mortgage companies, 2) listing fees for new lenders, 3) sponsored listings in our directory, which are always marked as "featured," and 4) advertising on our website.
Borrowers searching for real estate funding from private lenders within the United States may use our directory free of charge. We list over 1,000 US-based lenders who offer non-conventional real estate loan products, all of which have the complete mailing address, phone number, and website URL listed whenever available. Users may contact these lenders directly to discuss their specific loan offerings or, if they prefer, they can call our toll-free number at 1-888-473-6410 and speak to a representative who will help match them to a qualified lender. Additionally, prospective borrowers can submit their basic contact information to one of our online web forms and we will match them with lenders who offer the types of loan products they are searching for.
Lenders pay a small one-time fee to be included in our directory. This fee is to compensate for the time it takes to interview the lender, review their website and licensing credentials, and to curate their directory listing.
Our proprietary ranking algorithm provides visibility in our users' searches based upon the relevance, quality, and reputation of the lenders. The more relevant and reputable the lender, the more likely they are to appear in user searches. We also allow lenders to purchase sponsored listings on our website that guarantee placement at the top of the page for search results. These will always be marked as "Featured" so that our users understand these listings are being promoted for a fee and are not recommended by HardMoneyHome.com. If you are an owner or employee of the private lending company and would like to inquire about sponsored listings, you can email us at firstname.lastname@example.org.
Occasionally we may display advertisements on our website for loan products or real estate services we think will be useful to our audience. Any products or services advertised on HardMoneyHome.com are thoroughly researched and vetted, however, we do not sell any products directly and we are not a direct lender.
Policies Regarding Other Paid Services
Because we are often approached by third parties with offers for monetary compensation, we feel it is important to outline frequently requested services that we DO NOT offer:
- We DO NOT allow paid content, blog posts, articles, or links to other websites. We may sometimes share content from third parties that we believe is valuable to our audience if the information provided is relevant, accurate, and written by someone who has a good reputation and expertise in real estate and/or lending.
- We DO NOT sell consumer information for marketing purposes. This includes sending email marketing messages to consumers who have requested assistance through our website.
- We DO NOT sell aggregate data about our users, such as demographics and information on user behavior.
- We DO NOT accept fees from lenders to influence content or consumer reviews, nor do we endorse any individual lenders.