Groundfloor Lending
1201 Peachtree St NE, Suite 1104
Atlanta, GA 30361
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About Groundfloor Lending
Bring Less Cash to Close. Fast & Flexible Real Estate Loans for Investors with True Deferred Payments. Groundfloor Lending offers four flexible loan options tailored to real estate investors looking to grow their portfolios. Whether you’re flipping homes, building new properties, bridging the gap between deals, or scaling your rental empire, we have the financing solution to match your goals. No tax returns, no monthly payments, just quick approvals and fast closings.
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Loan Types Offered: New Construction Loans, Fix and Flip Loans, Investment Property Loans, Hard Money Loans
Property Types Covered: Single Family, Multi Family, Apartment, Office
Areas Served: National
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Lending Guidelines for Groundfloor Lending
Below are the general loan guidelines published on the Groundfloor Lending website. Please confirm all terms and rates directly with the lender.
New Construction Loans
Loan Amounts: $75,000 - $5,000,000
Available Rates: 9.99% - 12.99%
Typical Terms: 6 months - 18 months
Points Charged: 0% - 4%
Max Loan-to-Value (LTV): 70%
Max Loan-to-Cost (LTC): 70%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 7 DaysFix and Flip Loans
Loan Amounts: $75,000 - $5,000,000
Available Rates: 9.99% - 12.99%
Typical Terms: 6 months - 18 months
Points Charged: 0% - 4%
Max Loan-to-Value (LTV): 70%
Max Loan-to-Cost (LTC): 70%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 7 DaysInvestment Property Loans
Loan Amounts: $75,000 - $5,000,000
Available Rates: 9.99% - 12.99%
Typical Terms: 6 months - 18 months
Points Charged: 0% - 4%
Max Loan-to-Value (LTV): 70%
Max Loan-to-Cost (LTC): 70%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 7 DaysHard Money Loans
Loan Amounts: $75,000 - $5,000,000
Available Rates: 9.99% - 12.99%
Typical Terms: 6 months - 18 months
Points Charged: 0% - 4%
Max Loan-to-Value (LTV): 70%
Max Loan-to-Cost (LTC): 70%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 7 Days -
Loan Examples
The following loans are for education purposes only. They do not represent actual loans executed by Groundfloor Lending.
Loan Example 1
Loan Example 2
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