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Fix and Flip Loans in Lake Elsinore, California
Lake Elsinore, CA has 50 fix-and-flip hard money lenders in the city. The mean loan issued is around $287,222. The mean interest rate for loans in Lake Elsinore is 9.0%. The average term for loans is 15 months. The average origination fee for loans is 4.1 points. The median LTV for loans in Lake Elsinore is 74%.
Loan Example 1
South Side Investment Group issues a fix and flip loan to Salvador for a rehab project in the Lakeland Village area of Lake Elsinore, CA, on a property that costs $320,000. The borrower will need to fund 15% of the purchase price in cash to closing based on a 85% loan to value set by the lender. This makes the loan principle from South Side Investment Group $272,000. The rate on the loan is 14% for a term of 18 months and the lender requires a four point origination fee at the closing. The interest payments are to be paid on a monthly basis and the principle amount will be repaid after the property sells.
On top of the $10,880 origination fee, Salvador will also need to fund $48,000 of the purchase with his own funds, or 15% of the purchase price. The monthly interest-only payments will then be $3,173 to the lender. At the expiration of the note, he sells the renovated property for $480,000. After deducting the $57,120 in interest expenses ($3,173 times 18 months), the $10,880 origination fee, the $272,000 principle on the note, and the $48,000 he brought to closing, he will make a total profit of $92,000 ($480,000 sales price minus $388,000 in total costs). This profit would then be reduced by any building costs paid by the borrow.
Loan Example 2
West Side Investments makes a private money loan to Richard for a remodeling project in the Lakeland Village neighborhood of Lake Elsinore, CA. The loan dictates the following:
$290,000 purchase price
70% loan to value (LTV)
12 month term
9% rate of interest
3% origination fee
If Richard achieves his goal of a $377,000 sales price, the final numbers of the deal will be the following:
$377,000 sales price
- $203,000 principle (70% LTV)
- $87,000 cash paid at closing (30% on 70% LTV)
- $6,090 origination fee (3% of the $203,000 principle)
- $18,270 total interest paid (12 months x 9% interest)
-----------------------
= $62,640 total profit (doesn't include taxes or renovation costs)
We are personally invested in every loan. We deliver easy transactions that are competitively priced and swiftly executed.
With more than $12.3B in funded loans, Kiavi is one of the nations largest private lenders to residential real estate investors!
Temple View Capital
7550 Wisconsin Ave. 10th Floor
Bethesda, MD 20814
Temple View Capital is a private lender headquartered in Bethesda, MD. They provide loans in 46 states throughout the US. They provide short-term and long-term fix and flip loans, loans for rental properties, bridge loans, and ground-up new construction loans ...
Center Street Lending
18201 Von Karman, Suite 400
Irvine, CA 92612
Center Street Lending is a private lender headquartered in Irvine, CA offering loans throughout the country. We provide hard money loans for business purpose and non-owner occupied residential properties. Fix and flip, buy and hold, rental property loans, bridge and ...
Sequoian Investments
2004 University Ave #100
San Diego, CA 92104
Sequoian Investments is a San Diego, CA based private money lender who provides funding across the following locations: Anaheim, Bakersfield, Fresno, Irvine, Long Beach, Los Angeles, Oakland, Palm Springs, Riverside, Sacramento, San Bernardino, San Jose, Santa Ana, Santa Barbara, ...
Hanover MC
2522 Chambers Road
Tustin, CA 92780
Hanover MC is a hard money mortgage broker headquartered in Tustin, CA. They offer loans throughout Southern California. They provide loans for rental properties and fix-and-flip hard money loans. Their loan parameters are flexible, including loan amounts starting at $35,000. ...
Alt Financial
18022 Cowan Suite, 245
Irvine, CA
Alt Financial is an Irvine, CA based private money lender. They provide loans throughout Southern California. They offer loans for many different situations, including short term fix and flip loans and commercial loans. ...
Allied Equity
400 North Mountain Ave, Suite 223
Upland, CA 91786
Based in Upland, CA, Allied Equity is an asset-based lender providing loans throughout San Bernardino. Their lending focus is primarily on fix-and-flip hard money loans. The focus of their lending is on single family ...
Happy Investments Inc
1307 West Sixth Street, Suite 219
Corona, CA 92882
Happy Investments Inc is hard money lender based in Corona, CA. They offer loans throughout San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They provide fix ...
Spyglass Lending
13400 Ventura Blvd
Sherman Oaks, CA 91423
Spyglass Lending is a Los Angeles, CA based hard money brokerage. They help secure loans throughout Orange County, Los Angeles County, Riverside County, San Bernardino County, and San Diego County. They offer new construction loans, fix-and-flip loans, and low leverage ...
Rubicon Mortgage Fund
3575 Mt. Diablo Boulevard
Lafayette, CA 94549
Rubicon Mortgage Fund is an asset-based lender in Lafayette, CA providing funding throughout these areas: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, Solano County, Butte County, Colusa ...
The Norris Group
1845 Chicago Avenue, Suite C
Riverside, CA 92507
The Norris Group is private money lender headquartered in Riverside, CA. They provide funding in Los Angeles County, Orange County, San Diego County, Riverside County, San Bernardino County, and Kern County. They offer lending solutions for ...
Trilion Capital
12636 High Bluff Drive, Suite 400
San Diego, CA 92130
Based in San Diego, CA, Trilion Capital is a private lender offering loans throughout San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They provide lending solutions for many ...
Malve Capital
15 Harbor Park Drive
Port Washington, NY 11050
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title. Private lending fund specializing in various loan types, including bridge loans, fix and flip loans, ground-up loans, and refinance loans.As we are asset-based ...
LBC Capital
6350 Laurel Canyon, Suite 350
North Hollywood, CA 91606
Headquartered in North Hollywood, CA, LBC Capital is a private money lender providing funding in California, Oregon, and Washington. They offer cash out hard money loans, loans for investments properties, commercial loans, short term loans, hard money construction ...
Sun Pacific Mortgage & Real Estate
1400 N Dutton Ave #22
Santa Rosa, CA 95401
Based in Santa Rosa, CA, Sun Pacific Mortgage & Real Estate is an asset-based lender offering loans in California. They offer loans for a variety of needs and situations, including fix-and-flip hard money loans, hard money bridge loans, hard money ...
Nationwide Mortgage
1963 OToole Way Suite 200
San Jose, CA 92691
Nationwide Mortgage in located in San Jose, CA provides assistance arranging hard money loans for commercial properties, fix and flip hard money loans, hard money refinancing, loans for rental properties, and short term bridge loans. Loan amounts ranging from $100,000 ...
Stratton Equities
28 Bloomfield Avenue
Pine Brook, NJ 07058
Stratton Equities is the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof. Our team is ...
FK Capital Fund
215 Avenida Del Mar, Suite C
San Clemente, CA 92672
FK Capital Fund is a San Clemente, CA based private money lender offering funding in California. They provide lending solutions for many different scenarios, including bridge loans, commercial hard money loans, refinancing, hard money construction loans, long term rental ...
Anchor Loans
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
Lending Xpress
2569 McCabe Way, Suite 200
Irvine, CA 92614
Lending Xpress is a private lender in Irvine, CA providing loans throughout California. They offer construction loans, hard money loans for commercial properties, fix and flip loans, short term bridge loans, rental property loans, and private refinancing. ...
Capella Mortgage
3765 E. Sunset Road B9
Las Vegas, NV 89120
Capella Mortgage is a private lender in Las Vegas, NV offering funding throughout Nevada, California, and Arizona. They offer loans for a variety of needs and situations, including rental property loans and fix-and-flip hard money loans. ...
Karpe Real Estate Center
8501 Camino Media, Suite 400
Bakersfield, CA 93311
Karpe Real Estate Center is a Bakersfield, CA based private money lender. They offer loans in California. They offer construction loans, loans for rental properties, short term fix and flip loans, and commercial loans. They offer ...
California Hard Money Direct
13547 Ventura Boulevard #177
Sherman Oaks, CA 91423
California Hard Money Direct is a private money lender providing funding throughout California.They provide loans for many different situations, including purchase loans , fix-and-flip loans, long term rental property loans, short term bridge loans, commercial loans, and cash out hard ...
California Home Solutions
20301 Ventura Blvd, Suite 302
Woodland Hills, CA 91364
California Home Solutions is private money lender based in Woodland Hills, CA. They offer funding in California. They provide fix-and-flip loans, private refinancing, bridge loans, rental property loans, and private commercial loans. ...
Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
Since its inception in 2011, Lima One Capital has funded over $9 billion in loans for real estate investors who are building, improving, and stabilizing neighborhoods across the nation. Lima One’s core loan products are New Construction loans for ground-up ...
Kiavi
2 Allegheny Center, Nova Tower 2, Suite 200
Pittsburgh, PA 15212
With more than $21B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way ...
Next-Financing
6991 E Camelback Rd
Scottsdale, AZ 85251
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. They offer a wide array of financing options for businesses, including fix and flip loans and loans for rental properties. They lend on ...
Val Chris Investments
2601 Main Street, Suite 400
Irvine, CA 92614
Val Chris Investments is an Irvine, CA based private money lender who offers funding in California.They provide private refinancing, fix and flip loans, hard money bridge loans, loans for investment properties, and private commercial loans, etc.They provide terms between 3 ...
JCAP Private Lending
3151 Airway Ave, Suite Q3
Newport Beach, CA 92626
Jcap is a Newport Beach, CA based direct lender who closes and services investor funded short-term real estate loans. They provide loans in 43 states. They offer private refinancing, fix-and-flip hard money loans, investment property loans and more. Their loan ...
Premier Money Source
3334 E PCH Hwy #507
Corona Del Mar, CA 92625
Based in Corona Del Mar, CA, Premier Money Source is a hard money lender providing loans throughout California. They offer fix and flip loans and rental property loans. They offer rates ranging between 8.99% and 10.75%, ...
ACC Mortgage
932 Hungerford Drive, Unit 6
Rockville, MD 20850
Based in Rockville, MD, ACC Mortgage is a hard money lender offering loans in 16 states across the country. They offer fix and flip loans, commercial loans, private refinancing, and buy and hold loans. Their loan parameters ...
Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
Aztec Financial
2624 West Magnolia Blvd
Burbank, CA 91505
Aztec Financial is an asset-based lender in Burbank, CA offering loans throughout California. They provide lending solutions for a variety of situations, including hard money refinancing, loans for rental properties, builder loans, fix-and-flip loans, short term loans, and ...
RCN Capital
75 Gerber Road East
South Windsor, CT 06074
Headquartered in South Windsor, CT, RCN Capital is national, direct, private lender providing funding in 44 states across the country.Established in 2010, we provide short-term and long-term commercial loans ranging from $50k to $2.5M+ for the purchase of non-owner occupied ...
Dominion Financial
32 S Street
Baltimore, MD 21202
Dominion Financial Services is a private lender serving professional single-family real estate investors. We offer fix & flip loans, 30-yr fixed-rate rental loans, new construction financing, and multifamily bridge loans. We currently lend in all 50 states and Washington D.C ...
HouseMax Funding
5901 Old Fredericksburg Road, D 101
Austin, TX 78749
House Max is an Austin, Texas-based hard money lender offering direct loans to real estate investors throughout the state of Texas.
Macoy Capital
9301 Wilshire Blvd, Suite 502
Beverly Hills, CA 90212
Macoy Capital is private money lender based in Beverly Hills, CA. They offer loans in California. They provide hard money refinancing, short term loans, private commercial loans, loans for rental properties, construction loans, and fix-and-flip loans. ...
New Silver
2475 Albany Ave #203B
West Hartford, CT 06117
New Silver is a fintech that provides fast financing to real estate investors who focus on fix and flip residential projects. New Silver’s software accelerates, automates and streamlines loan originations, while using data to reduce default risk. You can get ...
North Coast Financial
2424 Vista Way #202
Oceanside, CA 92054
North Coast Financial is a hard money lender in Oceanside, CA providing loans throughout California. They offer lending solutions for many different situations, including refinancing, commercial loans, construction loans, hard money bridge loans, buy and hold loans, and ...
Pacific Mortgage Exchange
73241 Hwy 111, Suite 1A
Palm Desert, CA 92260
Pacific Mortgage Exchange is private lender headquartered in Palm Desert, CA. They provide funding throughout Southern California. They offer lending solutions for a variety of situations and needs, including private commercial loans and fix-and-flip loans. ...
Lending Associates
PO Box 28327
San Diego, CA 92198
Lending Associates is a private money lender based in San Diego, CA providing funding throughout Southern California. They offer commercial loans, ground-up construction loans, bridge loans, cash out hard money loans, and fix-and-flip loans. They provide ...
Rehab Loan Group
3585 Main Ave, Suite 208
Riverside, CA 92501
Rehab Loan Group is a Riverside, CA based private money lender offering funding in Southern California. They provide loans for many different situations and needs, including bridge loans and short term fix and flip loans. They issue ...
Infinite Realty and Loans
28602 Midsummer Lane
Menifee, CA 92584
Based in Menifee, CA, Infinite Realty and Loans is a private lender offering loans throughout Southern California. They provide commercial loans and fix and flip loans. They offer loan amounts ranging from $100,000 to $3,000,000 with a ...
AmeriStar Financing
2 Ryley Court
Aliso Viejo, CA 92656
AmeriStar Financing is an Aliso Viejo, CA based private lender. They provide loans throughout Southern California. Their lending focus is primarily on short term fix and flip loans. They primarily offer loans for ...
Spinnaker Loans, Inc
123 E. 9th St #301
Upland, CA 91786
Spinnaker Loans, Inc is a private lender based in Upland, CA offering funding throughout Southern California. They offer loans for a variety of situations and needs, including refinancing, rental property loans, short term loans, fix and flip hard money ...
PDJ's Private Lenders Network
P.O. Box 359
Simi Valley, CA 93062
PDJ's Private Lenders Network is a Simi Valley, CA based private money lender. They offer loans throughout Southern California. They provide rental property loans and fix and flip hard money loans. The focus ...
McMillen Capital, LLC
1215 N. Parker St
Orange, CA 92867
McMillen Capital, LLC is an Orange, CA based private lender offering loans throughout Southern California. They offer lending solutions for a variety of situations, including short term loans, hard money loans for commercial properties, and fix-and-flip loans. ...
Seaside Funding Inc
6965 El Camino Real, Suite 105-545
Carlsbad, CA 92009
Seaside Funding Inc is a Carlsbad, CA based private money lender who offers loans throughout Southern California. Their lending focus is mainly on fix and flip loans. They primarily provide loans for single family ...
Alta Equities
13681 Newport Avenue, Suite 8311
Tustin, CA 92780
Based in Tustin, CA, Alta Equities is a hard money lender providing funding throughout San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They provide lending solutions for many ...
Louie Loans
350 11TH AVE SUITE 134
San Diego, CA 92101
Headquartered in San Diego, CA, Louie Loans is a private lender offering funding in San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They offer hard money construction loans, ...
Cornerstone Company
Buena Park, CA
Cornerstone Company is private money lender headquartered in Buena Park, CA. They provide loans throughout Orange County, Los Angeles County, Riverside County, San Bernardino County, and San Diego County. They provide fix-and-flip loans and hard money ...
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