Sequoian Investments is a San Diego, CA based private money lender who provides funding across the following locations: Anaheim, Bakersfield, Fresno, Irvine, Long Beach, Los Angeles, Oakland, Palm Springs, Riverside, Sacramento, San Bernardino, San Jose, Santa Ana, Santa Barbara, ...
Hard Money Loans in Riverside, California
Riverside, CA has 50 lenders operating within the city. Loan amounts average approximately $321,396. Interest rates on hard money loans made to Riverside investors average about 9.2%. 18 months is the median length for notes issued in the city. A typical hard money loan offered in this city carries a 3.3 point origination charge. Lenders offer on average a 75% loan to value (LTV) on loans in Riverside.
Loan Example 1
Benita finds a house in the Downtown area of Riverside, CA to rehab and re-sell. Since she doesn't have enough cash available to purchase the $160,000 project outright, she takes out a hard money loan from South End Finance Corporation . The loan-to-value (LTV) on the note is 80%. This means Benita will have to bring 20% of the sales price to closing and the principle will be $128,000 on the loan. The terms of the loan dictate a 13% note for 6 months. They also require a 4 point origination fee, that will also have to be paid upon closing.
Benita must fund a total of $32,400 up front to pay the $32,000 down payment plus the $5,120 origination fee. South End Finance Corporation will collect $1,387 in monthly interest payments from the Benita . This is computed by taking the full note amount of $128,000, multiplying by the 13% rate of interest, and then dividing that amount by 12. Benita 's intention is to finish the remodel within the 6 months and re-sell it for $192,000. If she succeeds she will make a profit of $18,560 ($192,000 sales price - $128,000 principle - $32,000 cash at closing - $5,120 origination points - $8,320 in total interest.
Loan Example 2
Armando takes a private money loan from Deep Lake Lending Company in order to remodel a house to flip in the Arlington neighborhood of Riverside, CA. The loan has the following parameters:
$280,000 purchase price
55% loan to value (LTV)
18 month term
14% interest rate
3% origination fee
If Armando succeeds in his goal of a $420,000 sales price, the outcome of the project will be as follows:
$420,000 sales price
- $154,000 principle on note (55% LTV)
- $126,000 down payment (45% on 55% LTV)
- $4,620 origination fee (3% of the $154,000 principle amount)
- $32,340 total interest paid (18 months x 14% interest)
-----------------------
= $103,040 gross profit (doesn't include taxes or rehab costs)
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Happy Investments Inc is hard money lender based in Corona, CA. They offer loans throughout San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They provide fix ...
Nationwide Mortgage is a hard money lender in Mission Viejo, CA offering loans in 17 states throughout the country. They provide lending solutions for a variety of situations, including hard money loans for commercial properties, fix and flip hard ...
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Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $6 Billion life-to-date in total loan volume to real estate ...
Karpe Real Estate Center is a Bakersfield, CA based private money lender. They offer loans in California. They offer construction loans, loans for rental properties, short term fix and flip loans, and commercial loans. They offer ...
FK Capital Fund is a San Clemente, CA based private money lender offering funding in California. They provide lending solutions for many different scenarios, including bridge loans, commercial hard money loans, refinancing, hard money construction loans, long term rental ...
California Home Solutions is private money lender based in Woodland Hills, CA. They offer funding in California. They provide fix-and-flip loans, private refinancing, bridge loans, rental property loans, and private commercial loans. ...
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Capella Mortgage is a private lender in Las Vegas, NV offering funding throughout Nevada, California, and Arizona. They offer loans for a variety of needs and situations, including rental property loans and fix-and-flip hard money loans. ...
Headquartered in North Hollywood, CA, LBC Capital is a private money lender providing funding in California, Oregon, and Washington. They offer cash out hard money loans, loans for investments properties, commercial loans, short term loans, hard money construction ...
Marquee Funding Group is private money lender headquartered in Calabasas, CA. They provide loans throughout California. They provide lending solutions for many different scenarios, including fix and flip loans, refinancing, commercial hard money loans, long term rental ...
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Val Chris Investments is an Irvine, CA based private money lender who offers funding in California. They provide private refinancing, fix and flip loans, hard money bridge loans, loans for investments properties, and private commercial loans. They ...
Conventus is a San Francisco, CA based private lender. They provide funding in 10 states throughout the US. They provide fix-and-flip loans, private commercial loans, cash out hard money loans, and rental property loans. Their loan ...
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Macoy Capital is private money lender based in Beverly Hills, CA. They offer loans in California. They provide hard money refinancing, short term loans, private commercial loans, loans for rental properties, construction loans, and fix-and-flip loans. ...
The Legacy Group is a Colorado Springs, CO based private lender who offers loans in 8 states throughout the United States. Their lending focus is primarily on commercial hard money loans. They make loans ...
HML Investments is hard money lender headquartered in Los Angeles, CA. They provide loans throughout California. They offer short term loans, cash out loans, long term rental property loans, hard money loans for commercial properties, and ...
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City Capital Finance
(310) 598-5939 Website
City Capital Finance is a hard money lender offering funding throughout California. They provide loans for a variety of needs and situations, including cash out loans, fix-and-flip loans, short term loans, investment property loans, and hard money loans ...
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Agoura Hills Financial is private money lender headquartered in Agoura Hills, CA. They offer funding in California. They offer bridge loans, fix and flip loans, commercial hard money loans, and buy and hold loans. Their ...
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Aegis Funding is hard money lender based in Huntington Beach, CA. They provide loans throughout California. They offer lending solutions for a variety of needs and situations, including fix and flip loans and long term rental property ...
Wilshire Quinn Capital, Inc. serves as manager of the Wilshire Quinn Income Fund, LLC, a California Hard Money Lender focused on short term bridge loans secured by first trust deeds. Wilshire Quinn is based in San Diego, CA with offices ...
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RLS Mortgage is a Phoenix, AZ based private lender. They provide loans in Arizona, California, and Nevada. They offer fix and flip hard money loans, rental property loans, private refinancing, new construction loans, commercial loans, and ...
Based in Rockville, MD, ACC Mortgage is a hard money lender offering loans in 16 states across the country. They offer fix and flip loans, commercial loans, private refinancing, and buy and hold loans. Their loan parameters ...
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Fairfield Financial Services
Portland, OR
(503) 348-7011 Website
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