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There are 50 construction private money lenders offering loans in Lafayette, CA. The mean loan made is approximately $306,459. Interest rates on hard money loans issued to Lafayette borrowers average 9.5%. The mean length offered for loans is 20 months. The mean loan includes a 3.0 point origination cost. The mean loan-to-value (LTV) offered for loans in Lafayette is 71%.
Ken decides to acquire a vacant lot in Lafayette, CA to build a new tri-plex in order to resell it. The land is available for $180,000 and Ken estimates the construction costs for the house will be around $200,000. Red City Finance Corporation will fund the project at a 65% loan-to-value (LTV) with a 8%, 6 month construction loan with three origination points paid when the transaction closes. Ken will receive the construction expenses in draws and there won't be a pre-payment penalty if he pays off the note early. The borrower will have to pay $1,647 per month in loan payments in addition to $133,000 down, plus a $7,410 origination fee at the closing. Ken's intent is to sell the project for $530,000. If he succeeds, he will pocket a gross profit of $132,710 after deducting all expenses ($247,000 principle, $133,000 cash down, $7,410 origination charges and $9,880 for 6 months of payments).
Jessie is an investor and he wants to buy a land lot in Lafayette, CA in order to construct a tri-plex. Because he does not have enough cash to pay for 100% of the project, he takes out a new construction hard money loan from Pretty Perfect Lending with the following terms:
a) A $210,000 sales price for the land plot, b) $400,000 in building expenses, c) an 50% loan-to-value (LTV), d) a 12 month length, e) a 9% rate of interest, and f) a 5 point origination fee.
Jessie intends to sell the house when the loan expires for $910,000. If he achievs this goal, the final numbers will be the following:
$910,000 sales price
- $305,000 loan principle (50% LTV)
- $305,000 cash paid at closing (50% on 50% LTV)
- $15,250 origination points (5% of the $305,000 principle amount)
- $27,450 total interest paid (12 months x 9% interest)
-----------------------
= $257,300 total profit
950 John Daly Blvd, Suite 200
Daly City, CA 94015
Saxe Mortgage Company is a hard money lender in Daly City, CA providing loans in San Francisco, Oakland, and San Jose. They provide short term loans, buy and hold loans, refinancing, builder loans, commercial loans, and short ...
274 Madison Avenue, Suite 901
New York, NY 10016
A diverse portfolio of lending services, an experienced in-house underwriting staff, and theability to tailor financing options to a client's individual needs have made Global CapitalPartners a household name in New York's commercial lending industry. Global Capital Partnershas long provided ...
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $6.6 Billion life-to-date in total loan volume to real estate ...
8501 Camino Media, Suite 400
Bakersfield, CA 93311
Karpe Real Estate Center is a Bakersfield, CA based private money lender. They offer loans in California. They offer construction loans, loans for rental properties, short term fix and flip loans, and commercial loans. They offer ...
215 Avenida Del Mar, Suite C
San Clemente, CA 92672
FK Capital Fund is a San Clemente, CA based private money lender offering funding in California. They provide lending solutions for many different scenarios, including bridge loans, commercial hard money loans, refinancing, hard money construction loans, long term rental ...
6350 Laurel Canyon, Suite 350
North Hollywood, CA 91606
Headquartered in North Hollywood, CA, LBC Capital is a private money lender providing funding in California, Oregon, and Washington. They offer cash out hard money loans, loans for investments properties, commercial loans, short term loans, hard money construction ...
24025 Park Sorrento, Suite 150
Calabasas, CA 91302
Marquee Funding Group is private money lender headquartered in Calabasas, CA. They provide loans throughout California. They provide lending solutions for many different scenarios, including fix and flip loans, refinancing, commercial hard money loans, long term rental ...
8383 Wilshire Boulevard, Suite 920
Beverly Hills, CA 90211
Bolour Associates is a Beverly Hills, CA based hard money lender. They offer loans throughout Arizona, California, and Texas. They offer loans for a variety of situations and needs, including short term loans, cash out loans, private ...
2569 McCabe Way, Suite 200
Irvine, CA 92614
Lending Xpress is a private lender in Irvine, CA providing loans throughout California. They offer construction loans, hard money loans for commercial properties, fix and flip loans, short term bridge loans, rental property loans, and private refinancing. ...
9301 Wilshire Blvd, Suite 502
Beverly Hills, CA 90212
Macoy Capital is private money lender based in Beverly Hills, CA. They offer loans in California. They provide hard money refinancing, short term loans, private commercial loans, loans for rental properties, construction loans, and fix-and-flip loans. ...
1145 2nd Street A262
Brentwood, CA 94513
All California Lending is private lender based in Brentwood, CA. They provide funding in California. They provide lending solutions for a variety of scenarios, including commercial hard money loans, rental property loans, fix-and-flip loans, builder loans, ...
11696 Sorrento Valley Rd, Suite 201
San Diego, CA 92121
Lantzman Lending is a San Diego, CA based hard money lender. They provide loans in Arizona, California, and Texas. They offer fix and flip hard money loans, rental property loans, hard money loans for commercial properties, refinancing, ...
4940 Pacific Street
Rocklin, CA 95677
MAE Capital Mortgage is a Rocklin, CA based private lender who offers funding in California. They provide loans for a variety of situations and needs, including builder loans, cash out loans, fix and flip hard money loans, loans for ...
2624 West Magnolia Blvd
Burbank, CA 91505
Aztec Financial is an asset-based lender in Burbank, CA offering loans throughout California. They provide lending solutions for a variety of situations, including hard money refinancing, loans for rental properties, builder loans, fix-and-flip loans, short term loans, and ...
1770 N. Arrowhead Ave
San Bernadino, CA 92405
Crawford Real Estate Services is an asset-based lender based in San Bernadino, CA offering funding throughout California. They provide new construction loans, fix and flip loans, long term rental property loans, and commercial loans. Their lending guidelines ...
3435 Wilshire #1840
Los Angeles, CA 90010
Sunset Equity Funding is a hard money lender based in Los Angeles, California. They issue loans in all states except for Alaska, North Dakota, and South Dakota. Their loan offerings include purchase loans, fix and flip loans, new ...
321 N Central Expressway, Suite 360
McKinney, TX 75071
Global Integrity Finance are commercial hard money lenders based in McKinney, Texas. They specialize in hard money loans for commercial properties, bridge loans, fix and flip loans, and construction loans in some cases. They fund all loans using their own ...
4455 E. Camelback Rd, Suite D135
Phoenix, AZ 85018
RLS Mortgage is a Phoenix, AZ based private lender. They provide loans in Arizona, California, and Nevada. They offer fix and flip hard money loans, rental property loans, private refinancing, new construction loans, commercial loans, and ...
1101 Brickell Ave
Miami, FL 33131
NSB Financing is a Miami, FL based hard money lender. They offer loans in 10 states throughout the United States. They offer loans for many different situations and needs, including commercial hard money loans, hard money construction loans, ...
2424 Vista Way #202
Oceanside, CA 92054
North Coast Financial is a hard money lender in Oceanside, CA providing loans throughout California. They offer lending solutions for many different situations, including refinancing, commercial loans, construction loans, hard money bridge loans, buy and hold loans, and ...
7400 E Crestline Cir #250
Greenwood Village, CO 80111
Based in Greenwood Village, CO, Merchants Mortgage & Trust Corporation is a private lender providing loans in 9 states throughout the U.S. They offer lending solutions for a variety of needs and situations, including hard money loans for commercial ...
100 Lanidex Plaza
Parsippany, NJ 07054
Stratton Equities is the Nationwide leading hard money lender. We are passionate about helping small business owners, contractors, and Real Estate investors, swiftly and efficiently finance their investment goals. We customize our hard money loan programs for each unique project ...
12400 Wilshire Blvd
Los Angeles, CA 90025
Headquartered in Los Angeles, CA, Delancey Street Lending is a private lender offering funding in California. They provide loans for many different scenarios, including fix and flip, commercial loans, short-term bridge loans, investments properties, cash-out refinancing, and new construction. ...
201 East McBee Ave, Suite 300
Greenville, SC 29601
Lima One Capital is a hard money lender based in Greenville, SC providing loans in 40 states across the US. They offer loans for many different scenarios, including fix-and-flip hard money loans, construction loans, refinancing, and investment property ...
11764 Brook Valley Way
Rancho Cordova, CA 95742
Granite Funding is a Rancho Cordova, CA based private money lender. They offer funding in California. They provide fix and flip loans, hard money loans for commercial properties, bridge loans, refinancing, and new construction loans. They ...
633 W 5th Street, 26th Floor
Los Angeles, CA 90071
Hard Money Lenders California is a private lender headquartered in Los Angeles, CA offering loans in Los Angeles, San Diego, and San Francisco. They provide commercial loans, fix-and-flip hard money loans, investment property loans, hard money construction loans, ...
1205 Freedom Boulevard, Suite #2
Watsonville, CA 95076
Sterling Pacific is private money lender based in Watsonville, CA. They offer funding in San Francisco. They offer fix and flip loans, long term rental property loans, private refinancing, bridge loans, private commercial loans, and ground-up ...
P.O. Box 163
Cedar Ridge, CA 95924
Headquartered in Cedar Ridge, CA, EZ Construction Loan is a private money lender offering loans in Northern California. They provide loans for a variety of needs and situations, including short term bridge loans, short term fix and flip loans, ...
1779 Woodside Road, Suite 201A
Redwood City, CA 94061
Headquartered in Redwood City, CA, Herzer Financial Services is an asset-based lender offering loans throughout Sacramento. They offer loans for a variety of scenarios, including short term loans, construction loans, loans for investments properties, hard money loans for commercial ...
3575 Mt. Diablo Boulevard
Lafayette, CA 94549
Rubicon Mortgage Fund is an asset-based lender in Lafayette, CA providing funding throughout these areas: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, Solano County, Butte County, Colusa ...
11 Middle Neck Road Suite 314
Great Neck, NY 11021
Sharestates is a Great Neck, NY based hard money lender. They provide loans in 46 states across the US. They offer lending solutions for a variety of needs and situations, including hard money loans for commercial properties, fix ...
1200 Gough Street, Suite 900
San Francisco, CA 94109
Equity Bridge Capital is a San Francisco, CA based private lender offering funding in California. They provide lending solutions for a variety of scenarios, including builder loans, fix-and-flip loans, hard money bridge loans, private commercial loans, private refinancing, ...
1503 S. Coast Drive, Suite 302
Costa Mesa, CA 92626
Maun Capital is hard money lender headquartered in Costa Mesa, CA. They offer loans throughout California. They provide builder loans, commercial loans, refinancing, bridge loans, and short term fix and flip loans. Their loan guidelines ...
16744 Saticoy Street #202
Van Nuys, CA 91406
SDC Capital is a Van Nuys, CA based hard money lender. They provide funding throughout California. They provide loans for a variety of situations and needs, including hard money construction loans, commercial hard money loans, short term fix ...
15820 Whittier Blvd., Suite E
Whittier, CA 90603
GW Private Capital is a Whittier, CA based private lender. They offer funding in California. They offer loans for rental properties, hard money loans for commercial properties, fix and flip loans, cash out hard money loans, hard money ...
41720 Winchester Rd, Suite I
Temecula, CA 92590
Paradyme Fuding is a Temecula, CA based private money lender. They provide loans in California. They offer long term rental property loans, new construction loans, and fix-and-flip hard money loans. They issue loan amounts up ...
222 N Sepulveda Blvd, Suite 2000
El Segundo, CA 90245
Rockland Hard Money is an asset-based lender in El Segundo, CA offering loans in California. They provide lending solutions for many different needs and situations, including buy and hold loans, construction loans, commercial loans, cash out hard money loans, ...
8 E. Figueroa Street Suite 250
Santa Barbara, CA 93101
Commercial Loan Express is a Santa Barbara, CA based private money lender providing funding throughout California. They offer private refinancing, fix-and-flip loans, short term loans, and ground-up construction loans. They provide terms between 6 months and ...
710 W. Ivy St
San Diego, CA 92101
Based in San Diego, CA, Rancho Ted is a hard money lender providing loans in California. They provide fix-and-flip loans, commercial loans, loans for investments properties, and construction loans. Their loan guidelines are flexible, including rates ...
6965 El Camino Real, Suite 105-599
Carlsbad, CA 92009
Market Street Financial Solutions is an asset-based lender in Carlsbad, CA offering funding in California. They provide lending solutions for many different needs and situations, including short term loans, fix and flip hard money loans, builder loans, and ...
3700 Campus Drive, Suite 200
Newport Beach, CA 92660
Cal Pac Capital is a Newport Beach, CA based private lender providing loans throughout California. They offer loans for many different situations, including commercial hard money loans, rental property loans, fix-and-flip hard money loans, hard money refinancing, short term ...
111 Corporate Drive, Suite 270
Ladera Ranch, CA 92694
Pivotal Capital Group is a hard money lender in Ladera Ranch, CA providing funding in California. They provide lending solutions for many different situations and needs, including buy and hold loans, construction loans, and short term fix and ...
9453 De Soto Avenue, Suite A
Chatsworth, CA 91311
Synergy Financial Partners is a Chatsworth, CA based hard money lender who offers funding throughout California, Nevada, and Texas. They provide loans for a variety of scenarios, including hard money loans for commercial properties, fix-and-flip loans, ground-up construction ...
15350 Sherman Way, Suite 301
Van Nuys, CA 91406
Streit Lending is a Van Nuys, CA based private money lender who provides loans throughout California. They provide construction loans, hard money loans for commercial properties, short term bridge loans, and fix-and-flip loans. They provide rates ...
2208 29th Street, Suite 100
Sacramento, CA 95817
Socotra Capital is a private lender headquartered in Sacramento, CA providing loans throughout California and Nevada. They provide lending solutions for a variety of scenarios, including private refinancing, construction loans, commercial hard money loans, bridge loans, loans for investments ...
2670 N. Main St, Suite 350B
Santa Ana, CA 92705
Based in Santa Ana, CA, Unlimited Capital Group is a private lender offering loans in 15 states across the country. They offer loans for a variety of situations, including fix-and-flip loans, refinancing, bridge loans, loans for rental properties, commercial ...
65 N. Catalina
Pasadena, CA 91106
CalCap Financial is a hard money lender headquartered in Pasadena, CA providing loans throughout California, Arizona, Washington, and Colorado. They offer loans for investments properties, fix and flip hard money loans, cash out hard money loans, and ...
23461 South Pointe Drive, Suite 215
Laguna Hills, CA 92653
Pelorus Equity Group is a hard money lender in Laguna Hills, CA offering funding throughout California. They offer lending solutions for a variety of needs and situations, including rental property loans, private refinancing, short term loans, new construction loans, ...
18321 Ventura Blvd, Suite #310
Tarzana, CA 91356
Based in Tarzana, CA, Twin Capital Lending is an asset-based lender providing funding throughout California. They provide hard money bridge loans, short term fix and flip loans, private commercial loans, hard money construction loans, refinancing, and rental property ...
9595 Wilshire Blvd, Suite 900
Beverly Hills, CA 90210
Wilshire Fund is a Beverly Hills, CA based hard money lender providing funding throughout California. They provide short term fix and flip loans, hard money bridge loans, construction loans, and commercial hard money loans. Their loan guidelines ...
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