Xpress Loans 911
100 N Tryon Street
Charlotte, NC 28202
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About Xpress Loans 911
"WE LEND YOU GROW" Xpress Loans 911 believes that your business should have ready access to working capital, just like big corporations do. So, we pair you with funders that focus on working with small and mid-sized businesses and are happy to work with people who may not have a perfect credit score.
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Loan Types Offered: Hard Money Loans, Investment Property Loans, Fix and Flip Loans, Commercial Hard Money Loans, New Construction Loans, Refinance / Cash Out Loans, Bridge Loans
Property Types Covered: Single Family, Multi Family, Apartment, Office, Retail, Hotel, Storage
Areas Served: National
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Lending Guidelines for Xpress Loans 911
Below are the general loan guidelines published on the Xpress Loans 911 website. Please confirm all terms and rates directly with the lender.
Hard Money Loans
Loan Amounts: $100,000 - $5,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 month months - 2 years months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 50%%
Max Loan-to-Cost (LTC): 50%%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 620
Time to Close: 1 monthInvestment Property Loans
Loan Amounts: $100,000 - $5,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 month months - 2 years months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 50%%
Max Loan-to-Cost (LTC): 50%%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 1 monthFix and Flip Loans
Loan Amounts: $100,000 - $5,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 month months - 2 years months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 50%%
Max Loan-to-Cost (LTC): 50%%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 1 monthCommercial Hard Money Loans
Loan Amounts: $100,000 - $5,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 month months - 2 years months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 50%%
Max Loan-to-Cost (LTC): 50%%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 1 monthNew Construction Loans
Loan Amounts: $100,000 - $5,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 month months - 2 years months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 50%%
Max Loan-to-Cost (LTC): 50%%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 1 monthRefinance / Cash Out Loans
Loan Amounts: $100,000 - $5,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 month months - 2 years months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 50%%
Max Loan-to-Cost (LTC): 50%%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 1 monthBridge Loans
Loan Amounts: $100,000 - $5,000,000
Available Rates: 7.99% - 12%
Typical Terms: 1 month months - 2 years months
Points Charged: 2% - 4%
Max Loan-to-Value (LTV): 50%%
Max Loan-to-Cost (LTC): 50%%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 600
Time to Close: 1 month -
Loan Examples
The following loans are for education purposes only. They do not represent actual loans executed by Xpress Loans 911.
Loan Example 1
Loan Example 2
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