Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $6 Billion life-to-date in total loan volume to real estate ...
New Construction Loans in Ewa Beach, Hawaii
Ewa Beach, HI has 20 construction hard money lenders serving the city. In this city, the median amount loaned is $783,846. The median rate for private loans in Ewa Beach is 11.0%. The typical length offered for notes is 22 months. A typical loan offered in this city carries a 3.1 point origination charge. 77% is the median loan-to-value (LTV) offered for offered by lenders in Ewa Beach.
Loan Example 1
Carl is a home builder and he decides to buy a land plot in Ewa Beach, HI in order to construct a home in the Iroquois Point neighborhood of the city. Carl expects the construction expenses will be about $150,000 and the lot will cost $390,000. He takes a new construction loan from Success Lending Corporation with these stipulations: 1) a 18 month note at 13% interest, 2) interest only payments made every month, 3) 4 origination points at the closing by the borrower, and 4) a 55% loan to value (LTV) on the plot and the construction expenses. Carl will receive the construction expenses in draws and there won't be a pre-payment penalty if he repays the note before the 18 months is over. Given this deal scenario, the lender will pay $297,000 of the lot and the construction expenses. The borrower will pay $243,000 down, a $11,880 origination charge, and $3,218 monthly in interest payments. If Carl then sells the project for $670,000 he will pocket a gross profit of $60,205 after re-paying the principle amount and subtracting the origination fee and cumulative interest.
Loan Example 2
Mindy is an investor and she decides to build a single family home on a home lot in the Ewa Gentry area of Ewa Beach, HI. Because she doesn't have the money to pay for 100% of the purchase, she applies for a construction private money loan from West Shore Investment Corporation with these parameters:
- $380,000 sales price for the land plot
- $250,000 in building expenses
- 80% loan-to-value (LTV)
- 18 month term
- 9% rate of interest
- 5% origination charge
Assuming a $780,000 re-sell after the 18 months, the numbers for this project will be as follows:
$780,000 sales price
- $504,000 principle (80% LTV)
- $126,000 cash paid at closing (20% on 80% LTV)
- $25,200 origination fee (5% of the $504,000 principle amount)
- $68,040 interest payments (18 months x 9% interest)
= $56,760 net profit
Hilton Financial Corporation is an asset-based lender headquartered in Phoenix, AZ offering loans in Arizona, Utah, Colorado, Ohio, and Hawaii. They offer loans for a variety of situations, including fix-and-flip hard money loans, bridge loans, builder loans, hard ...
Based in Hamilton, NJ, Creative Hard Money LLC is a private lender offering loans throughout the United States. They provide loans for many different scenarios, including fix and flip loans, cash out hard money loans, rental property loans, ground-up ...
Primeau Funding is hard money lender based in Scottsale, AZ. They provide loans across the United States. They provide short term bridge loans, ground up construction loans, commercial loans, and fix-and-flip hard money loans. They ...
Global Capital Partners
1345 Avenue Of The Americas, 2nd Floor
New York, NY 10105
(800) 514-7350 Website
Global Capital Partners is a New York, NY based private lender. They provide funding across the US. They offer hard money bridge loans, hard money construction loans, refinancing, fix-and-flip loans, hard money loans for commercial properties, and ...
Private Loans Honolulu is a private money lender in Honolulu, HI offering funding throughout Honolulu. They offer short term loans, fix and flip hard money loans, and ground-up construction loans. They provide loan amounts ranging from ...
Investor Rehab Funding is hard money lender headquartered in Atlanta, GA. They provide loans in 40 states throughout the US. They offer fix-and-flip hard money loans, private refinancing, investment property loans, and new construction loans. ...
Sunset Equity Funding is a hard money lender based in Los Angeles, California. They issue loans in all states except for Alaska, North Dakota, and South Dakota. Their loan offerings include purchase loans, fix and flip loans, new ...
Sharestates is a Great Neck, NY based hard money lender. They provide loans in 46 states across the US. They offer lending solutions for a variety of needs and situations, including hard money loans for commercial properties, fix ...
Global Integrity Finance
321 N Central Expressway, Suite 360
McKinney, TX 75070
(214) 548-5190 Website
Global Integrity Finance are commercial hard money lenders based in McKinney, Texas. They specialize in hard money loans for commercial properties, bridge loans, fix and flip loans, and construction loans in some cases. They fund all loans using ...
Based in Colorado Springs, CO, Red Rock Capital is a private money lender providing loans in 42 states across the United States. They offer construction loans, bridge loans, fix-and-flip loans, and loans for investments properties. Their loan ...
Private Money Utah is a Salt Lake City, UT based hard money lender who provides loans throughout Chicago. They provide lending solutions for many different situations, including short term fix and flip loans, construction loans, commercial hard money loans, ...
Island View Private Loan Fund
2139 Chuckwagon Road, Suite 315
Colorado Springs, CO 80919
(952) 345-3445 Website
Island View Private Loan Fund is a hard money lender based in Colorado Springs, CO offering funding in 42 states across the US. They offer lending solutions for a variety of situations and needs, including fix and flip hard ...
Brisco Funding is an asset-based lender in Chappaqua, NY providing funding throughout the US. They offer lending solutions for many different situations and needs, including construction loans, buy and hold loans, short term loans, and short term fix ...
Dominion Mortgage Corporation
1990 S. Bundy Drive, Suite 640
Los Angeles, CA 90025
(310) 477-3041 Website
Dominion Mortgage Corporation is a Los Angeles, CA based private money lender. They provide loans all throughout the country. They offer short term loans, refinancing, private commercial loans, and new construction loans. They provide rates ...
Aspen Capital Funding
9400 SW Beaverton-Hillsdale Hwy, Suite 131
Beaverton, OR 97005
(503) 295-5800 Website
Aspen Capital Funding is a Beaverton, OR based hard money lender offering funding all across the country. They provide hard money bridge loans, commercial loans, and hard money construction loans. They offer loan amounts ranging from ...
Meridian Capital Group is a New York, NY based hard money lender who offers funding all across the US. They offer new construction loans, hard money refinancing, commercial loans, and short term bridge loans. ...
George Smith Partners
10250 Constellation Blvd, Suite 2700
Los Angeles, CA 90067
(310) 557-8336 Website
George Smith Partners is a Los Angeles, CA based hard money lender. They provide loans all throughout the US. They provide loans for a variety of situations and needs, including hard money loans for commercial properties, short term ...
Commonwealth Equity Funding
Commonwealth Equity Funding is an asset-based lender in Boston, MA providing loans throughout the US. They provide fix and flip hard money loans, commercial loans, ground up construction loans, and bridge loans. Their loan guidelines are versatile, ...
Mountain Real Estate Capital
13860 Ballantyne Corporate Place, 130
Charlotte, NC 28277
(704) 930-7501 Website
Based in Charlotte, NC, Mountain Real Estate Capital is an asset-based lender providing loans across the country. They provide ground up construction loans and hard money loans for commercial properties. They provide loans on ...