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A total of 50 results for new construction hard money lenders were found in Carmichael, CA. Loan amounts average about $331,667. Rates on hard money loans issued to Carmichael borrowers average 10.5%. The median note issued in the city is for 22 months. The mean origination percentage charged for the loans is 3.0%. 69% is the median loan-to-value (LTV) for for loans in Carmichael.
Leslie decides to buy a land plot in Carmichael, CA and construct a house in order to re-sell it for a profit. The building costs will be approximately $200,000 and the lot will cost $390,000. Superior Finance will fund the deal at a 80% loan-to-value (LTV) with a 11%, 12 month construction loan with three origination points to be paid at closing. They will not enforce a pre-payment penalty and they will contribute the building costs in a few draws. The borrower will be required to pay $4,327 monthly in loan payments in addition to $118,000 down, plus a $14,160 origination charge at closing. After subtracting all costs, Leslie will pocket a $43,920 gross profit if he achieves his goal of a $700,000 sales price.
Bonnie is a builder and wants to acquire a lot in Carmichael, CA and build a home. Since she doesn't have the money to fund the total deal, she obtains a construction hard money loan from Acme Funding Group with the following terms:
a) A $280,000 purchase price for the land, b) $250,000 in building costs, c) an 50% loan to value (LTV), d) a 12 month length, e) a 14% rate of interest, and f) a 2% origination fee.
If Bonnie achieves her goal of a $790,000 sale, the final numbers of the deal will be the following:
$790,000 sales price
- $265,000 note principle (50% LTV)
- $265,000 cash paid at closing (50% on 50% LTV)
- $5,300 origination points (2% of the $265,000 principle)
- $37,100 total interest paid (12 months x 14% interest)
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= $217,600 total profit
Mortgage Vintage is a Newport Beach, CA based private money lender offering loans in California. They offer loans for many different scenarios, including commercial hard money loans, hard money bridge loans, cash out hard money loans, ground-up construction loans, ...
Karpe Real Estate Center is a Bakersfield, CA based private money lender. They offer loans in California. They offer construction loans, loans for rental properties, short term fix and flip loans, and commercial loans. They offer ...
Headquartered in North Hollywood, CA, LBC Capital is a private money lender providing funding in California, Oregon, and Washington. They offer cash out hard money loans, loans for investments properties, commercial loans, short term loans, hard money construction ...
Marquee Funding Group is private money lender headquartered in Calabasas, CA. They provide loans throughout California. They provide lending solutions for many different scenarios, including fix and flip loans, refinancing, commercial hard money loans, long term rental ...
FK Capital Fund is a San Clemente, CA based private money lender offering funding in California. They provide lending solutions for many different scenarios, including bridge loans, commercial hard money loans, refinancing, hard money construction loans, long term rental ...
Bolour Associates is a Beverly Hills, CA based hard money lender. They offer loans throughout Arizona, California, and Texas. They offer loans for a variety of situations and needs, including short term loans, cash out loans, private ...
All California Lending is private lender based in Brentwood, CA. They provide funding in California. They provide lending solutions for a variety of scenarios, including commercial hard money loans, rental property loans, fix-and-flip loans, builder loans, ...
Anchor Loans is a Calabasas, CA based private lender. They provide loans in 34 states throughout the US. They offer new construction loans, fix-and-flip hard money loans, loans for rental properties, refinancing, hard money bridge loans, and ...
Lantzman Lending is a San Diego, CA based hard money lender. They provide loans in Arizona, California, and Texas. They offer fix and flip hard money loans, rental property loans, hard money loans for commercial properties, refinancing, ...
Macoy Capital is private money lender based in Beverly Hills, CA. They offer loans in California. They provide hard money refinancing, short term loans, private commercial loans, loans for rental properties, construction loans, and fix-and-flip loans. ...
Aztec Financial is an asset-based lender in Burbank, CA offering loans throughout California. They provide lending solutions for a variety of situations, including hard money refinancing, loans for rental properties, builder loans, fix-and-flip loans, short term loans, and ...
MAE Capital Mortgage is a Rocklin, CA based private lender who offers funding in California. They provide loans for a variety of situations and needs, including builder loans, cash out loans, fix and flip hard money loans, loans for ...
Lending Xpress is a private lender in Irvine, CA providing loans throughout California. They offer construction loans, hard money loans for commercial properties, fix and flip loans, short term bridge loans, rental property loans, and private refinancing. ...
NSB Financing is a Miami, FL based hard money lender. They offer loans in 10 states throughout the United States. They offer loans for many different situations and needs, including commercial hard money loans, hard money construction loans, ...
Headquartered in Los Angeles, CA, Delancey Street Lending is a private lender offering funding in California. They provide loans for many different scenarios, including fix and flip, commercial loans, short-term bridge loans, investments properties, cash-out refinancing, and new construction. ...
Crawford Real Estate Services is an asset-based lender based in San Bernadino, CA offering funding throughout California. They provide new construction loans, fix and flip loans, long term rental property loans, and commercial loans. Their lending guidelines ...
North Coast Financial is a hard money lender in Oceanside, CA providing loans throughout California. They offer lending solutions for many different situations, including refinancing, commercial loans, construction loans, hard money bridge loans, buy and hold loans, and ...
Based in Hamilton, NJ, Creative Hard Money LLC is a private lender offering loans throughout the United States. They provide loans for many different scenarios, including fix and flip loans, cash out hard money loans, rental property loans, ground-up ...
Based in Lansdale, PA, 11 Capital Finance is a hard money lender offering funding throughout the United States. They provide hard money construction loans, cash out hard money loans, commercial hard money loans, and bridge loans. ...
Headquartered in Redwood City, CA, Herzer Financial Services is an asset-based lender offering loans throughout Sacramento. They offer loans for a variety of scenarios, including short term loans, construction loans, loans for investments properties, hard money loans for commercial ...
Headquartered in Cedar Ridge, CA, EZ Construction Loan is a private money lender offering loans in Northern California. They provide loans for a variety of needs and situations, including short term bridge loans, short term fix and flip loans, ...
Rubicon Mortgage Fund is an asset-based lender in Lafayette, CA providing funding throughout these areas: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, Solano County, Butte County, Colusa ...
Pivotal Capital Group is a hard money lender in Ladera Ranch, CA providing funding in California. They provide lending solutions for many different situations and needs, including buy and hold loans, construction loans, and short term fix and ...
Pelorus Equity Group is a hard money lender in Laguna Hills, CA offering funding throughout California. They offer lending solutions for a variety of needs and situations, including rental property loans, private refinancing, short term loans, new construction loans, ...
Peer-to-Peer Trust Deeds is an asset-based lender in Walnut Creek, CA providing funding throughout Washington, Oregon, and California. They offer loans for many different situations, including short term fix and flip loans, new construction loans, loans for rental ...
Socotra Capital is a private lender headquartered in Sacramento, CA providing loans throughout California and Nevada. They provide lending solutions for a variety of scenarios, including private refinancing, construction loans, commercial hard money loans, bridge loans, loans for investments ...
Pacific Capital Equity Management is private money lender based in Folsom, CA. They offer funding throughout California. They offer lending solutions for many different scenarios, including fix and flip hard money loans, ground-up construction loans, commercial loans, ...
Normandy is a Rochester, NY based private money lender. They provide funding in 39 states throughout the country. They provide ground-up construction loans, long term rental property loans, cash out hard money loans, fix and flip hard money ...
Genesis Capital is a Woodland Hills, CA based private lender. They provide funding in 17 states throughout the United States. They offer ground up construction loans, bridge loans, buy and hold loans, fix-and-flip loans, private refinancing, and ...
Hamilton Ridge Capital is a San Jose, CA based private money lender. They provide funding throughout California. They provide loans for a variety of needs and situations, including bridge loans, fix and flip loans, hard money refinancing, hard ...
Based in Tarzana, CA, Twin Capital Lending is an asset-based lender providing funding throughout California. They provide hard money bridge loans, short term fix and flip loans, private commercial loans, hard money construction loans, refinancing, and rental property ...
Commercial Loan Express is a Santa Barbara, CA based private money lender providing funding throughout California. They offer private refinancing, fix-and-flip loans, short term loans, and ground-up construction loans. They provide terms between 6 months and ...
Headquartered in Long Beach, NY, NLDS Corp is a private lender providing funding in 32 states throughout the US. They offer lending solutions for a variety of scenarios, including hard money bridge loans, fix-and-flip hard money loans, investment property ...
RLS Mortgage is a Phoenix, AZ based private lender. They provide loans in Arizona, California, and Nevada. They offer fix and flip hard money loans, rental property loans, private refinancing, new construction loans, commercial loans, and ...
Based in Tampa, FL, Aegis RE Partners is a private lender providing loans throughout California and Florida. They offer loans for many different situations, including short term fix and flip loans and builder loans. They provide rates ...
Headquartered in Los Angeles, CA, Arixa Capital is a private money lender providing loans throughout California. They offer lending solutions for many different situations, including ground-up construction loans, buy and hold loans, short term loans, hard money loans for ...
Better Loans and Realty is an asset-based lender headquartered in La Canada, CA offering funding in California. They offer lending solutions for many different scenarios, including commercial loans, ground up construction loans, rental property loans, and short term ...
Streit Lending is a Van Nuys, CA based private money lender who provides loans throughout California. They provide construction loans, hard money loans for commercial properties, short term bridge loans, and fix-and-flip loans. They provide rates ...
Rockland Hard Money is an asset-based lender in El Segundo, CA offering loans in California. They provide lending solutions for many different needs and situations, including buy and hold loans, construction loans, commercial loans, cash out hard money loans, ...
Sunset Equity Funding is a hard money lender based in Los Angeles, California. They issue loans in all states except for Alaska, North Dakota, and South Dakota. Their loan offerings include purchase loans, fix and flip loans, new ...
Based in San Diego, CA, Rancho Ted is a hard money lender providing loans in California. They provide fix-and-flip loans, commercial loans, loans for investments properties, and construction loans. Their loan guidelines are flexible, including rates ...
Seattle Funding Group is private lender based in Scottsdale, AZ. They provide funding in 9 states across the country. They provide lending solutions for a variety of needs and situations, including long term rental property loans, commercial ...
Paradyme Fuding is a Temecula, CA based private money lender. They provide loans in California. They offer long term rental property loans, new construction loans, and fix-and-flip hard money loans. They issue loan amounts up ...
Headquartered in Quincy, MA, Conquest Capital Partners is an asset-based lender providing loans in Boston. They provide lending solutions for a variety of situations and needs, including commercial loans, ground up construction loans, hard money bridge loans, loans for ...
Hanson Capital Group is a Phoenix, AZ based private lender who provides funding in Arizona, California, Texas, Florida, and Washington. They offer loans for many different needs and situations, including loans for rental properties, fix and flip loans, ...
PB Financial Group is an asset-based lender based in Los Angeles, CA offering funding throughout California. They provide bridge loans, hard money loans for commercial properties, loans for investments properties, fix-and-flip hard money loans, cash out hard money loans, ...
Based in Santa Ana, CA, Unlimited Capital Group is a private lender offering loans in 15 states across the country. They offer loans for a variety of situations, including fix-and-flip loans, refinancing, bridge loans, loans for rental properties, commercial ...
Private Money Utah is a Salt Lake City, UT based hard money lender who provides loans throughout Chicago. They provide lending solutions for many different situations, including short term fix and flip loans, construction loans, commercial hard money loans, ...
Maun Capital is hard money lender headquartered in Costa Mesa, CA. They offer loans throughout California. They provide builder loans, commercial loans, refinancing, bridge loans, and short term fix and flip loans. Their loan guidelines ...
Private Money Lenders is a Granada Hills, CA based private money lender offering funding throughout California. They provide loans for investments properties, commercial hard money loans, ground-up construction loans, cash out hard money loans, bridge loans, and fix ...
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