We help real estate investors secure fast and flexible financing. Whether flipping houses, building new homes, or growing a rental portfolio, we provide the funding you need without long bank delays.
Dublin, GA has 50 private money lenders issuing loans in the city. The mean loan made is around $287,500. Rates on loans made to Dublin investors average around 10.1%. The average length offered for notes is 16 months. The mean origination for loans is 3.1 points. Lenders typically offer a 76% loan-to-value on hard money loans in Dublin.
Todd takes a hard money loan from South End Finance Corporation in order to rehab a property to flip in Dublin, GA. The price of the house is $360,000. Since the lender sets a 60% loan-to-value, Todd will have to put 40% down so the amount of the note will be $216,000. The note is interest only, with monthly payments, and is for 6 months at 13% interest with 3 points paid at closing.
Todd will need to bring $144,000 at the closing (40% on the 60% loan to value), plus he will need to pay the $6,480 origination fee. After the loan closes, he will need to pay the lender $2,340 in monthly interest payments, or 13% multiplied times $216,000 divided by 12 months in the year. If Todd sells the property for $504,000 after 6 months, he would earn a total profit of $123,480 after subtracting the principle of $216,000, the money paid at the close of $144,000, the origination fee of $6,480, and the total interest payments of $14,040. This profit doesn't account for remodeling costs.
Alexander finds a house in Dublin, GA to renovate and re-sell. Since he does not have enough cash to buy the property outright, he takes a hard money loan from Oceanside Funding with the following parameters:
$400,000 sales price
60% loan-to-value (LTV)
18 month term
14% interest rate
5% origination fee
After the rehab project is finished, if Alexander sells the project for $600,000, the final numbers would be as follows:
$600,000 sales price
- $240,000 loan principle (60% LTV)
- $160,000 down payment (40% on 60% LTV)
- $12,000 origination fee (5% of the $240,000 principle amount)
- $50,400 interest payments (18 months x 14% interest)
-----------------------
= $137,600 total profit (doesn't include taxes or rehab costs)
We help real estate investors secure fast and flexible financing. Whether flipping houses, building new homes, or growing a rental portfolio, we provide the funding you need without long bank delays.
With more than $12.3B in funded loans, Kiavi is one of the nations largest private lenders to residential real estate investors!
From quick fix and flip projects to expansive portfolio loans, our tailored financing solutions are here to support your journey towards success.
Nation’s fastest and easiest private real estate lender - Funding Fix and Flip, Ground-Up Construction, and DSCR. Closing as fast as 5 business days!
Temple View Capital is a private lender headquartered in Bethesda, MD. They provide loans in 46 states throughout the US. They provide short-term and long-term fix and flip loans, loans for rental properties, bridge loans, and ground-up new construction loans ...
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Jcap is a Newport Beach, CA based direct lender who closes and services investor funded short-term real estate loans. They provide loans in 43 states. They offer private refinancing, fix-and-flip hard money loans, investment property loans and more. Their loan ...
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Do Hard Money is a hard money lender based in West Jordan, UT providing funding in 13 states throughout the United States. Their lending focus is primarily on fix-and-flip hard money loans. Their lending guidelines are flexible, including ...
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New Silver is a fintech that provides fast financing to real estate investors who focus on fix and flip residential projects. New Silver’s software accelerates, automates and streamlines loan originations, while using data to reduce default risk. You can get ...
Global Integrity Finance are commercial hard money lenders based in McKinney, Texas. They specialize in hard money loans for commercial properties, bridge loans, fix and flip loans, and construction loans in some cases. They fund all loans using their own ...
Based in Coeur d'Alene, IA, COGO Capital is an asset-based lender providing loans in 45 states throughout the US. They provide private commercial loans, fix-and-flip loans, and loans for investments properties. Their loan guidelines are flexible, including ...
The Legacy Group is a Colorado Springs, CO based private lender who offers loans in 8 states throughout the United States. Their lending focus is primarily on commercial hard money loans. They make loans ...
Silver Hill Funding is private lender based in Coral Gables, FL. They provide funding in 39 states throughout the United States. Their lending focus is primarily on commercial loans. They provide rates ranging between 6% ...
Patch Lending (formally Patch of Land) is a national private lender offering real estate investors fast and reliable financing for investment properties. Patch offer short-term single-family and multi-family bridge, fix & flip, ground-up construction, and long-term rental property financing. They ...
Based in Atlanta, GA, Angel Oak Prime Bridge is an asset-based lender offering loans throughout Georgia. They provide loans for many different scenarios, including fix-and-flip hard money loans, short term bridge loans, construction loans, and investment property loans. ...
Gelt Financial LLC was founded in 1989 to help both borrowers and brokers finance their real estate. With loan amounts from $100K-$5M on vacant, non-owner occupied, and owner-occupied properties, Gelt Financial funds both purchases and refinances. Additionally, Gelt provides creative ...
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Straightline Funding is direct hard money lender that provides loans in many larger metro areas throughout the US. We specialize in 1-4 family loans for investors. Our loan menu consists of:R2R (Residential For Rent): 30 Year fixed rate loans for ...
Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest. ...
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Genesis Capital is a Woodland Hills, CA based private lender. They provide funding in 17 states throughout the United States. They offer ground up construction loans, bridge loans, buy and hold loans, fix-and-flip loans, private refinancing, and ...
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Sherman Bridge Lending is a hard money lender headquartered in Irving, TX.They current lend in the following states: AL, CA, CO, FL, GA, KS, KY, MD, MO, NJ, NC, OH, OK, PA, SC, TN, TX, VA, WI and the District ...
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Based in Colorado Springs, CO, Red Rock Capital is a private money lender providing loans in 42 states across the United States. They offer construction loans, bridge loans, fix-and-flip loans, and loans for investments properties. Their loan parameters are flexible, ...
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Based in Hollywood, FL, Transactional Funding is a hard money lender offering loans in Florida and Georgia. Their focus is mainly on short term fix and flip loans. They primarily offer loans for single ...
Pepe Berard Capital is hard money lender based in Rye Brook, NY. They provide loans in 12 states across the US. They provide private commercial loans, new construction loans, bridge loans, fix and flip hard money loans, ...
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