With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
Fix and Flip Loans in Golden, Colorado
There are 50 fix and flip hard money lenders operating in Golden, CO. Loan amounts average approximately $372,917. Interest rates for private loans average around 11.2%. 17 months is the median length for notes issued in the city. A typical hard money loan issued in this city carries a 2.8 point origination charge. Lenders in Golden average a 69% loan-to-value (LTV) on their loans.
Loan Example 1
Greg closes on a $300,000 renovation project in Golden, CO, using a hard money loan from Red Oak Funding Corporation. The terms of the loan include a 60% loan to value (LTV), so he must contribute 40% of the price as cash to closing, making the principle loan amount $180,000. The parameters of the note also stipulate a one percent origination fee which will be paid at closing and a 12 month, interest only note with a 9% interest rate.
Accordingly, Greg will need to contribute a $120,000 down payment in addition to paying a $1,800 origination fee. Once the loan is executed and Greg takes over the property, he will have to begin making payments each month of $1,350 to Red Oak Funding Corporation ($180,000 principle x 9% / 12 months). Greg's plan is to finish the renovation by the end of the 12 months and sell it for $390,000. If he succeeds he will collect a total profit of $72,000 ($390,000 sales price - $180,000 principle amount - $120,000 cash at closing - $1,800 origination points - $16,200 in total interest paid.
Loan Example 2
Cody locates a townhouse in Golden, CO to renovate and sell. Since he does not have enough cash to buy the property outright, he takes a fix and flip loan from South Shore Finance Group with the following parameters:
a) A $250,000 purchase price, b) a 55% loan-to-value (LTV), c) a 12 month term, d) a 14% interest rate, and e) a 1% origination fee.
If Cody succeeds in his goal of a $375,000 sales price, the final numbers of the project will be the following:
$375,000 sales price
- $137,500 loan principle (55% LTV)
- $112,500 cash paid at closing (45% on 55% LTV)
- $1,375 origination fee (1% of the $137,500 principle amount)
- $19,250 total interest paid (12 months x 14% interest)
= $104,375 total profit (doesn't include taxes or rehab costs)
Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending--making it accessible to real estate investors at all experience levels.
Offering Fix and Flip, Bridge, and DSCR loans. With same day approvals, 3-5 day close time, and lending in 47 states, Park Place Finance will get your next deal funded fast!
The Investor's Source
118 E 29th Street, Suite H
Loveland, CO 80538
The Investor’s Source is a Loveland, CO based hard money lender. We are Colorado and Wyoming's premier hard money lender - specializing in low money-down deals. Up to 100% of PP and rehab. We lend throughout CO & WY, work ...
Temple View Capital
7550 Wisconsin Ave. 10th Floor
Bethesda, MD 20814
Temple View Capital is a private lender headquartered in Bethesda, MD. They provide loans in 46 states throughout the US. They provide short-term and long-term fix and flip loans, loans for rental properties, bridge loans, and ground-up new construction loans ...
"WE LEND YOU GROW" Xpress Loans 911 believes that your business should have ready access to working capital, just like big corporations do. So, we pair you with funders that focus on working with small and mid-sized businesses and are ...
12625 E. Euclid Drive
Centennial, CO 80111
Tri-State Mortgage is hard money lender headquartered in Centennial, CO. They offer funding in Denver. They offer loans for many different situations, including ground-up construction loans, fix and flip loans, and commercial hard money loans. ...
Conquest Capital Partners
859 Willard Street, Suite 503
Quincy, MA 02169
Conquest Capital Partners is an asset-based lender providing loans in Boston, Dallas, and Austin. They provide lending solutions for a variety of situations and needs, including ground up construction loans, hard money bridge loans, loans for investments properties, private refinancing, ...
Montegra Capital Resources
3200 E Cherry Creek South Dr #200
Denver, CO 80209
Montegra Capital Resources is a Denver, CO based private lender providing funding in Denver, Boulder, Loveland, Fort Collins, Aspen, and Vail. They offer short term bridge loans, loans for rental properties, cash out loans, fix and flip loans, ...
Alternative Funding Partners
600 17th Street, Suite 2840
Denver, CO 80202
Alternative Funding Partners is an asset-based lender in Denver, CO offering funding throughout Denver. Their lending focus is primarily on short term fix and flip loans. They primarily make funding for single family homes ...
28 Bloomfield Avenue
Pine Brook, NJ 07058
Stratton Equities is the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof. Our team is ...
Direct Lending Partner
701 W Broad Street, Suite 200
Bethlehem, PA 18018
Direct Lending Partners originates short-term real estate loans for the purpose of acquiring and renovating distressed residential real estate in the states of AL, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, KY, LA, MD, MO, NC, NE, ...
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
575 Market Street
San Francisco, CA 94105
With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way ...
111 Potrero Avenue
San Francisco, CA 94103
Conventus is a San Francisco, CA based private lender. They provide funding in 10 states throughout the US. They provide fix-and-flip loans, private commercial loans, cash out hard money loans, and rental property loans. Their loan ...
6991 E Camelback Rd
Scottsdale, AZ 85251
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. They offer a wide array of financing options for businesses, including fix and flip loans and loans for rental properties. They lend on ...
932 Hungerford Drive, Unit 6
Rockville, MD 20850
Based in Rockville, MD, ACC Mortgage is a hard money lender offering loans in 16 states across the country. They offer fix and flip loans, commercial loans, private refinancing, and buy and hold loans. Their loan parameters ...
Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
75 Gerber Road East
South Windsor, CT 06074
Headquartered in South Windsor, CT, RCN Capital is national, direct, private lender providing funding in 44 states across the country.Established in 2010, we provide short-term and long-term commercial loans ranging from $50k to $2.5M+ for the purchase of non-owner occupied ...
Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
Since its inception in 2011, Lima One Capital has funded over $6 billion in loans for real estate investors who are building, improving, and stabilizing neighborhoods across the nation. Lima One’s core loan products are New Construction loans for ground-up ...
Taylor Mortgage Group
133 County Road 17, #E-1A
Elizabeth, CO 80107
Taylor Mortgage Group is an Elizabeth, CO based hard money lender who offers funding throughout Colorado. They offer lending solutions for many different situations, including fix-and-flip hard money loans, ground up construction loans, private commercial loans, and bridge ...
32 S Street
Baltimore, MD 21202
Dominion Financial Services is a private lender serving professional single-family real estate investors. We offer fix & flip loans, 30-yr fixed-rate rental loans, new construction financing, and multifamily bridge loans. We currently lend in all 50 states and Washington D.C ...
Global Integrity Finance
321 N Central Expressway, Suite 360
McKinney, TX 75071
Global Integrity Finance are commercial hard money lenders based in McKinney, Texas. They specialize in hard money loans for commercial properties, bridge loans, fix and flip loans, and construction loans in some cases. They fund all loans using their own ...
JCAP Private Lending
3151 Airway Ave, Suite Q3
Newport Beach, CA 92626
Jcap is a Newport Beach, CA based direct lender who closes and services investor funded short-term real estate loans. They provide loans in 43 states. They offer private refinancing, fix-and-flip hard money loans, investment property loans and more. Their loan ...
2373 Central Park Blvd, Suite 100
Denver, CO 80238
Cardinal Financial is hard money lender headquartered in Denver, CO. They provide funding in Colorado. They provide commercial loans and fix and flip loans. Their lending parameters are versatile, including rates starting at 8% ...
15000 Ventura Blvd Ste 300
Sherman Oaks, CA 91403
Patch Lending (formally Patch of Land) is a national private lender offering real estate investors fast and reliable financing for investment properties. Patch offer short-term single-family and multi-family bridge, fix & flip, ground-up construction, and long-term rental property financing. They ...
Easy Street Capital
201 W 5th St Suite 1100
Austin, TX 78701
Easy Street Capital is an asset-based lender providing funding in California, Texas, Tennessee, Colorado and Washington.Easy Street Capital is a relationship lender with loan programs for every borrower. Regardless of experience or credit we are able to finance your next ...
1121 E. Mullan Ave
Coeur d'Alene, IA 83814
Based in Coeur d'Alene, IA, COGO Capital is an asset-based lender providing loans in 45 states throughout the US. They provide private commercial loans, fix-and-flip loans, and loans for investments properties. Their loan guidelines are flexible, including ...
Angel Oak Prime Bridge
980 Hammond Drive, Suite 850
Atlanta, GA 30328
Based in Atlanta, GA, Angel Oak Prime Bridge is an asset-based lender offering loans throughout Georgia. They provide loans for many different scenarios, including fix-and-flip hard money loans, short term bridge loans, construction loans, and investment property loans. ...
Hard Money Mike
1101 W Mineral Ave. #101
Littleton, CO 80120
Hard Money Mike is an asset-based lender headquartered in Littleton, CO offering loans in Colorado, Kansas, Minnesota, Missouri, Oklahoma, Utah, and Wisconsin. They provide lending solutions for a variety of situations, including commercial hard money loans and fix ...
Fairfield Financial Services
Fairfield Financial Services is private lender headquartered in Portland, OR. They provide funding in 11 states across the United States. They offer private commercial loans, hard money refinancing, fix-and-flip hard money loans, and short term bridge ...
Secured Investment Lending
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
Secured Investment Lending is private lender headquartered in Lake Mary, FL. They provide funding in 49 states throughout the country. They provide lending solutions for a variety of scenarios, including short term bridge loans, commercial loans, cash ...
250 N. Trade Street, Suite 209
Matthews, NC 28105
Straightline Funding is direct hard money lender that provides loans in many larger metro areas throughout the US. We specialize in 1-4 family loans for investors. Our loan menu consists of:R2R (Residential For Rent): 30 Year fixed rate loans for ...
Hilton Financial Corporation
11024 N. 28th Drive Suite 170
Phoenix, AZ 85029
Hilton Financial Corporation is an asset-based lender headquartered in Phoenix, AZ offering loans in Arizona, Colorado, Hawaii, Ohio, Tennessee, Texas, & Utah.They offer loans for a variety of situations, including fix-and-flip, fix-and lease, spec construction, and manufactured home set up ...
2525 Arapahoe Ave, Suite E4-259
Boulder, CO 80302
Based in Boulder, CO, Aloha Capital is an asset-based lender offering funding in Washington DC, Maryland, Virginia, and Colorado. They offer loans for many different needs and situations, including long term rental property loans, hard money bridge loans, ...
1101 W Mineral Ave. #101
Littleton, CO 80120
TNS Loans is a Littleton, CO based hard money lender offering loans throughout Colorado, Kansas, Minnesota, Missouri, Oklahoma, Utah, and Wisconsin. They offer refinancing, commercial hard money loans, hard money bridge loans, new construction loans, and fix-and-flip ...
6401 Congress Ave, Suite 215
Boca Raton, FL 33487
Gelt Financial LLC was founded in 1989 to help both borrowers and brokers finance their real estate. With loan amounts from $100K-$5M on vacant, non-owner occupied, and owner-occupied properties, Gelt Financial funds both purchases and refinances. Additionally, Gelt provides creative ...
901 Yamato Rd, Suite 150
Boca Raton, FL 33431
LendingOne is a Boca Raton, FL based private money lender. They provide loans in 41 states throughout the country. They provide loans for investments properties, short term loans, and short term fix and flip loans. They ...
Center Street Lending
18301 Von Karman, Suite 330
Irvine, CA 92612
Center Street Lending is a private lender headquartered in Irvine, CA offering loans in 13 states throughout the country. We provide hard money loans for business purpose and non-owner occupied residential properties. Fix and flip, buy and hold, rental property ...
Capital Fund 1
14555 N Scottsdale Rd, Suite 200
Scottsdale, AZ 85254
Capital Fund 1 is a Scottsdale, AZ-based hard money lender who offers funding throughout the Southwest. CF1 provides lending solutions to fit the needs of real estate investors, including new construction loans, commercial loans, refinancing, investment property loans, and short-term ...
Sherman Bridge Lending
5000 Riverside Drive, Bldg. 5, Suite 100W
Irving, TX 75039
Sherman Bridge Lending is a hard money lender headquartered in Irving, TX.They current lend in the following states: AL, CA, CO, FL, GA, KS, KY, MD, MO, NJ, NC, OH, OK, PA, SC, TN, TX, VA, WI and the District ...
3700 Tennyson Street # 12070
Denver, CO 80212
Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a ...
Forrest Financial Group
1685 S Colorado Blvd
Denver, CO 80222
Forrest Financial Group is a Denver, CO based hard money lender. They offer loans in Colorado. They provide lending solutions for a variety of needs and situations, including short term fix and flip loans, commercial loans, and ...
Arch Bridge Loans
567 San Nicolas Drive, Suite 230
Newport Beach, CA 92660
Based in Newport Beach, CA, Arch Bridge Loans is a hard money lender providing funding in California and Colorado. They provide loans for many different situations and needs, including fix and flip hard money loans, hard money loans for ...
Level 4 Funding
440 E Huntington Dr #300
Arcadia, CA 91016
Based in Arcadia, CA, Level 4 Funding is a private lender providing loans in 8 states across the country. They offer cash out hard money loans, short term bridge loans, construction loans, rental property loans, private commercial loans, ...
Abbey Mortgage & Investments
549 N 4th St
Berthoud, CO 80513
Abbey Mortgage & Investments is an asset-based lender in Berthoud, CO providing funding across the following areas: Denver, Berthoud, Loveland, Fort Collins, Longmont, Golden, Boulder, and Colorado Springs. They offer loans for many different needs and situations, including ...
VRM Capital Corporation
25587 Conifer Road, Suite 105-333
Conifer, CO 80433
VRM Capital Corporation is hard money lender based in Conifer, CO. They offer loans throughout Denver. They offer short term bridge loans, fix and flip loans, commercial loans, and buy and hold loans. Their loan ...
1103 Quaker St
Golden, CO 80401
Galloway Lending is a Golden, CO based hard money lender. They offer loans throughout San Francisco, San Jose, Oakland, Los Angeles, San Diego, and Denver. They offer lending solutions for many different scenarios, including hard money loans ...
Good Funds Lending
4903 Pinyon Dr
Littleton, CO 80123
Good Funds Lending is a Littleton, CO based hard money lender providing loans throughout Denver, Boulder, and Colorado Springs. They offer lending solutions for many different needs and situations, including short term fix and flip loans, hard money ...
2460 W. 26th Ave., Suite 25-C
Denver, CO 80211
Headquartered in Denver, CO, Sage Capital is a hard money lender offering funding in Denver. They offer loans for a variety of situations and needs, including short term bridge loans and fix and flip loans. They issue ...
Bluebird Mortgage Corporation
1420 Vance St, Suite 203
Lakewood, CO 80214
Bluebird Mortgage Corporation is a private money lender based in Lakewood, CO providing loans throughout Denver. They offer fix and flip hard money loans and long term rental property loans. They offer rates from 14%, terms ...
3700 Quebec Street Unit 100
Denver, CO 80207
CJZ Capital is a Denver, CO based hard money lender. They provide funding in Denver. Their lending focus is primarily on fix and flip hard money loans. They provide loans with a maximum LTV of 75%. ...
909 NE Loop 410 Suite #100
San Antonio, TX 78209
212 Loans is a San Antonio, TX based private lender offering loans across these areas: Los Angeles, San Diego, Denver, Phoenix, Dallas, Fort Worth, Austin, San Antonio, Houston, Galveston, Chicago, Nashville, Atlanta, Charlotte, and Tampa. They offer loans ...