Salt Funding
3700 Tennyson Street # 12070
Denver, CO 80212
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About Salt Funding
Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months, then .03%/month for months 6-12. We lend at 70% ARV not to exceed 90% purchase price and 100% construction.
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Loan Types Offered: Investment Property Loans, Fix and Flip Loans, Bridge Loans
Property Types Covered: Single Family, Multi Family
Areas Served: CO
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Lending Guidelines for Salt Funding
Below are the general loan guidelines published on the Salt Funding website. Please confirm all terms and rates directly with the lender.
Investment Property Loans
Loan Amounts: $40,000 - $5,000,000
Available Rates: 10%
Typical Terms: 1 months
Points Charged: 2%
Max Loan-to-Value (LTV): 50%
Max Loan-to-Cost (LTC): 50%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 620
Time to Close: 1 DaysFix and Flip Loans
Loan Amounts: $40,000 - $5,000,000
Available Rates: 10%
Typical Terms: 1 months
Points Charged: 2%
Max Loan-to-Value (LTV): 50%
Max Loan-to-Cost (LTC): 50%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 620
Time to Close: 1 DaysBridge Loans
Loan Amounts: $40,000 - $5,000,000
Available Rates: 10%
Typical Terms: 1 months
Points Charged: 2%
Max Loan-to-Value (LTV): 50%
Max Loan-to-Cost (LTC): 50%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: 620
Time to Close: 1 Days -
Loan Examples
The following loans are for education purposes only. They do not represent actual loans executed by Salt Funding.
Loan Example 1
Loan Example 2
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by Bobbi Cobb 04/14/2022
Tina was very responsive and helpful while in a pinch. She went out of her way to assist in finding and referring some investors to help in a quick turn around closing. Would highly recommend. Love the honesty and service that was provided!
Tina was very responsive and helpful while in a pinch. She went out of her way to assist in finding and referring some investors to help in a quick turn around closing. Would highly recommend. Love the honesty and service that was provided!