The Norris Group is private money lender headquartered in Riverside, CA. They provide funding in Los Angeles County, Orange County, San Diego County, Riverside County, San Bernardino County, and Kern County. They offer lending solutions for ...
New Construction Loans in Escondido, California
Escondido, CA has 50 construction private money lenders issuing loans in the city. The average note issued is approximately $335,228. Interest rates on loans made to Escondido borrowers average 10.5%. The typical loan issued in this city is 18 months in length. The average hard money loan issued in this city includes a 2.8 point origination charge. Lenders offer on average a 73% loan-to-value (LTV) on hard money loans in Escondido.
Loan Example 1
Antonio is a real estate investor in Escondido, CA. He decides to buy a land plot and construct a new tri-plex. Antonio estimates the construction costs will be approximately $300,000 and the plot costs $400,000. Rehabbers Lending Company will contribute to the transaction at a 85% loan to value (LTV) with a 13%, 6 month construction loan with 5 origination points paid when the deal closes. Antonio is to receive the construction costs in draws and there will be no pre-payment penalty if he repays the note before the 6 months is over. Given this loan scenario, the lender will fund $595,000 of the land and the construction costs. The borrower will have to pay $105,000 down, a $29,750 origination charge, and $6,446 monthly in note payments. If Antonio sells the property for $870,000 he will pocket a gross profit of $101,575 after repaying the principle amount and subtracting the origination expense and cumulative interest.
Loan Example 2
Mindy is an investor and decides to build a home on a land plot in Escondido, CA. To fund the project, she obtains a construction loan from South Shore Funding Corporation with these specifications:
a) A $370,000 purchase price for the plot, b) $150,000 in building expenses, c) an 80% loan-to-value (LTV), d) a 6 month term, e) a 10% rate of interest, and f) a 4% origination charge.
If Mindy succeeds in her goal of a $700,000 sale, the final numbers of the deal will be the following:
$700,000 sales price
- $416,000 note principle (80% LTV)
- $104,000 cash paid at closing (20% on 80% LTV)
- $16,640 origination points (4% of the $416,000 principle amount)
- $20,800 total interest paid (6 months x 10% interest)
-----------------------
= $142,560 net profit
Mortgage Vintage is a Newport Beach, CA based private money lender offering loans in California. They offer loans for many different scenarios, including commercial hard money loans, hard money bridge loans, cash out hard money loans, ground-up construction loans, ...
Karpe Real Estate Center is a Bakersfield, CA based private money lender. They offer loans in California. They offer construction loans, loans for rental properties, short term fix and flip loans, and commercial loans. They offer ...
Headquartered in North Hollywood, CA, LBC Capital is a private money lender providing funding in California, Oregon, and Washington. They offer cash out hard money loans, loans for investments properties, commercial loans, short term loans, hard money construction ...
Marquee Funding Group is private money lender headquartered in Calabasas, CA. They provide loans throughout California. They provide lending solutions for many different scenarios, including fix and flip loans, refinancing, commercial hard money loans, long term rental ...
FK Capital Fund is a San Clemente, CA based private money lender offering funding in California. They provide lending solutions for many different scenarios, including bridge loans, commercial hard money loans, refinancing, hard money construction loans, long term rental ...
Bolour Associates is a Beverly Hills, CA based hard money lender. They offer loans throughout Arizona, California, and Texas. They offer loans for a variety of situations and needs, including short term loans, cash out loans, private ...
Anchor Loans is a Calabasas, CA based private lender. They provide loans in 34 states throughout the US. They offer new construction loans, fix-and-flip hard money loans, loans for rental properties, refinancing, hard money bridge loans, and ...
Macoy Capital is private money lender based in Beverly Hills, CA. They offer loans in California. They provide hard money refinancing, short term loans, private commercial loans, loans for rental properties, construction loans, and fix-and-flip loans. ...
All California Lending is private lender based in Brentwood, CA. They provide funding in California. They provide lending solutions for a variety of scenarios, including commercial hard money loans, rental property loans, fix-and-flip loans, builder loans, ...
Lantzman Lending is a San Diego, CA based hard money lender. They provide loans in Arizona, California, and Texas. They offer fix and flip hard money loans, rental property loans, hard money loans for commercial properties, refinancing, ...
Aztec Financial is an asset-based lender in Burbank, CA offering loans throughout California. They provide lending solutions for a variety of situations, including hard money refinancing, loans for rental properties, builder loans, fix-and-flip loans, short term loans, and ...
Lending Xpress is a private lender in Irvine, CA providing loans throughout California. They offer construction loans, hard money loans for commercial properties, fix and flip loans, short term bridge loans, rental property loans, and private refinancing. ...
MAE Capital Mortgage is a Rocklin, CA based private lender who offers funding in California. They provide loans for a variety of situations and needs, including builder loans, cash out loans, fix and flip hard money loans, loans for ...
NSB Financing is a Miami, FL based hard money lender. They offer loans in 10 states throughout the United States. They offer loans for many different situations and needs, including commercial hard money loans, hard money construction loans, ...
Headquartered in Los Angeles, CA, Delancey Street Lending is a private lender offering funding in California. They provide loans for many different scenarios, including fix and flip, commercial loans, short-term bridge loans, investments properties, cash-out refinancing, and new construction. ...
Crawford Real Estate Services is an asset-based lender based in San Bernadino, CA offering funding throughout California. They provide new construction loans, fix and flip loans, long term rental property loans, and commercial loans. Their lending guidelines ...
North Coast Financial is a hard money lender in Oceanside, CA providing loans throughout California. They offer lending solutions for many different situations, including refinancing, commercial loans, construction loans, hard money bridge loans, buy and hold loans, and ...
Based in Hamilton, NJ, Creative Hard Money LLC is a private lender offering loans throughout the United States. They provide loans for many different scenarios, including fix and flip loans, cash out hard money loans, rental property loans, ground-up ...
Based in Lansdale, PA, 11 Capital Finance is a hard money lender offering funding throughout the United States. They provide hard money construction loans, cash out hard money loans, commercial hard money loans, and bridge loans. ...
Hard Money Lenders California is a private lender headquartered in Los Angeles, CA offering loans in Los Angeles, San Diego, and San Francisco. They provide commercial loans, fix-and-flip hard money loans, investment property loans, hard money construction loans, ...
Lending Associates is a private money lender based in San Diego, CA providing funding throughout Southern California. They offer commercial loans, ground-up construction loans, bridge loans, cash out hard money loans, and fix-and-flip loans. They provide ...
Rubicon Mortgage Fund is an asset-based lender in Lafayette, CA providing funding throughout these areas: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, Solano County, Butte County, Colusa ...
Spyglass Lending is a Los Angeles, CA based hard money lender. They provide loans throughout Orange County, Los Angeles County, Riverside County, San Bernardino County, and San Diego County. They offer new construction loans and fix-and-flip loans. ...
Headquartered in San Diego, CA, Louie Loans is a private lender offering funding in San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They offer hard money construction loans, ...
Jim Lackey Associates is a hard money lender based in Encinitas, CA offering loans throughout Orange County and San Diego County. They offer private commercial loans, ground-up construction loans, investment property loans, and fix-and-flip loans. They issue ...
Based in San Diego, CA, Trilion Capital is a private lender offering loans throughout San Diego County, Orange County, Los Angeles County, Riverside County, San Bernardino County, Imperial County, and Ventura County. They provide lending solutions for many ...
Equity Bridge Capital is a San Francisco, CA based private lender offering funding in California. They provide lending solutions for a variety of scenarios, including builder loans, fix-and-flip loans, hard money bridge loans, private commercial loans, private refinancing, ...
Pelorus Equity Group is a hard money lender in Laguna Hills, CA offering funding throughout California. They offer lending solutions for a variety of needs and situations, including rental property loans, private refinancing, short term loans, new construction loans, ...
Capital Benefit is a Newport Beach, CA based private lender who offers loans throughout California. They offer builder loans, fix-and-flip loans, commercial loans, short term loans, cash out hard money loans, and investment property loans. Their lending ...
Based in San Diego, CA, Rancho Ted is a hard money lender providing loans in California. They provide fix-and-flip loans, commercial loans, loans for investments properties, and construction loans. Their loan guidelines are flexible, including rates ...
Granite Funding is a Rancho Cordova, CA based private money lender. They offer funding in California. They provide fix and flip loans, hard money loans for commercial properties, bridge loans, refinancing, and new construction loans. They ...
Based in Tampa, FL, Aegis RE Partners is a private lender providing loans throughout California and Florida. They offer loans for many different situations, including short term fix and flip loans and builder loans. They provide rates ...
ReProp Financial is an Eureka, CA based hard money lender. They provide loans in California. They offer lending solutions for many different situations, including fix-and-flip hard money loans, loans for investments properties, construction loans, and commercial hard ...
Cervenka and Lukes Capital Partners is a Pasadena, CA based private money lender. They provide funding in California. They provide construction loans, short term loans, commercial loans, and fix and flip loans. They offer rates ...
SDC Capital is a Van Nuys, CA based hard money lender. They provide funding throughout California. They provide loans for a variety of situations and needs, including hard money construction loans, commercial hard money loans, short term fix ...
RLS Mortgage is a Phoenix, AZ based private lender. They provide loans in Arizona, California, and Nevada. They offer fix and flip hard money loans, rental property loans, private refinancing, new construction loans, commercial loans, and ...
Magna Capital Group is a Beverly Hills, CA based private lender offering funding throughout California. They offer long term rental property loans, bridge loans, hard money refinancing, commercial loans, fix-and-flip hard money loans, and builder loans. Their ...
Private Money Utah is a Salt Lake City, UT based hard money lender who provides loans throughout Chicago. They provide lending solutions for many different situations, including short term fix and flip loans, construction loans, commercial hard money loans, ...
Based in Tarzana, CA, Twin Capital Lending is an asset-based lender providing funding throughout California. They provide hard money bridge loans, short term fix and flip loans, private commercial loans, hard money construction loans, refinancing, and rental property ...
Liberty Financial is a private lender in La Mirada, CA providing loans in California, Washington, Oregon, Nevada, and Arizona. They provide private commercial loans, builder loans, fix-and-flip hard money loans, buy and hold loans, private refinancing, and ...
Headquartered in Long Beach, NY, NLDS Corp is a private lender providing funding in 32 states throughout the US. They offer lending solutions for a variety of scenarios, including hard money bridge loans, fix-and-flip hard money loans, investment property ...
Vanguard Hard Money is a private lender in Santa Barbara, CA providing funding in California. They provide lending solutions for many different situations and needs, including short term bridge loans, hard money refinancing, loans for rental properties, hard money ...
PB Financial Group is an asset-based lender based in Los Angeles, CA offering funding throughout California. They provide bridge loans, hard money loans for commercial properties, loans for investments properties, fix-and-flip hard money loans, cash out hard money loans, ...
Headquartered in Quincy, MA, Conquest Capital Partners is an asset-based lender providing loans in Boston. They provide lending solutions for a variety of situations and needs, including commercial loans, ground up construction loans, hard money bridge loans, loans for ...
Hanson Capital Group is a Phoenix, AZ based private lender who provides funding in Arizona, California, Texas, Florida, and Washington. They offer loans for many different needs and situations, including loans for rental properties, fix and flip loans, ...
Headquartered in Los Angeles, CA, Arixa Capital is a private money lender providing loans throughout California. They offer lending solutions for many different situations, including ground-up construction loans, buy and hold loans, short term loans, hard money loans for ...
Pivotal Capital Group is a hard money lender in Ladera Ranch, CA providing funding in California. They provide lending solutions for many different situations and needs, including buy and hold loans, construction loans, and short term fix and ...
Wilshire Fund is a Beverly Hills, CA based hard money lender providing funding throughout California. They provide short term fix and flip loans, hard money bridge loans, construction loans, and commercial hard money loans. Their loan guidelines ...
CalCap Financial is a hard money lender headquartered in Pasadena, CA providing loans throughout California, Arizona, Washington, and Colorado. They offer loans for investments properties, fix and flip hard money loans, cash out hard money loans, and ...
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