A List Partners
401 Congress, Suite 1540
Austin, TX 78701
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About A List Partners
A List Partners is an Austin, TX based hard money lender providing loans throughout Dallas, Austin, San Antonio, Fort Worth, and Houston. They offer loans for many different needs and situations, including short term fix and flip loans, hard money loans for commercial properties, ground up construction loans, and loans for rental properties. They provide rates ranging between 11% and 15%, loans with a maximum LTV of 70%, and terms between 3 months and 12 months. They require a minimum credit rating of 680 to obtain a loan. They provide loans on most types of properties, including single family homes, multi-family, apartments, office buildings, retail storefronts, and industrial buildings.
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Loan Types Offered: Investment Property Loans, Fix and Flip Loans, Commercial Hard Money Loans, New Construction Loans
Property Types Covered: Single Family, Multi Family, Apartment, Office, Retail, Industrial
Areas Served: Dallas, Austin, San Antonio, Fort Worth, Houston
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Lending Guidelines for A List Partners
Below are the general loan guidelines published on the A List Partners website. Please confirm all terms and rates directly with the lender.
Investment Property Loans
Loan Amounts: N/A
Available Rates: 11% - 15%
Typical Terms: 3 months - 12 months
Points Charged: 2%
Max Loan-to-Value (LTV): 70%
Max Loan-to-Cost (LTC): N/A
Owner Occupied Allowed: N/A
Interest Only Loans: YES
Prepayment Penalties: N/A
Minimum FICO Score: 680
Time to Close: 7 - 14 DaysFix and Flip Loans
Loan Amounts: N/A
Available Rates: 11% - 15%
Typical Terms: 3 months - 12 months
Points Charged: 2%
Max Loan-to-Value (LTV): 70%
Max Loan-to-Cost (LTC): N/A
Owner Occupied Allowed: N/A
Interest Only Loans: YES
Prepayment Penalties: N/A
Minimum FICO Score: 680
Time to Close: 7 - 14 DaysCommercial Hard Money Loans
Loan Amounts: N/A
Available Rates: 11% - 15%
Typical Terms: 3 months - 12 months
Points Charged: 2%
Max Loan-to-Value (LTV): 70%
Max Loan-to-Cost (LTC): N/A
Owner Occupied Allowed: N/A
Interest Only Loans: YES
Prepayment Penalties: N/A
Minimum FICO Score: 680
Time to Close: 7 - 14 DaysNew Construction Loans
Loan Amounts: N/A
Available Rates: 11% - 15%
Typical Terms: 3 months - 12 months
Points Charged: 2%
Max Loan-to-Value (LTV): 70%
Max Loan-to-Cost (LTC): N/A
Owner Occupied Allowed: N/A
Interest Only Loans: YES
Prepayment Penalties: N/A
Minimum FICO Score: 680
Time to Close: 7 - 14 Days -
Loan Examples
The following loans are for education purposes only. They do not represent actual loans executed by A List Partners.
Loan Example 1
A List Partners issues a fix-and-flip loan to Javier for a rehab project in Dallas, TX, on a property that costs $190,000. As the lender sets a 55% loan-to-value, Javier will have to put 45% down so the total amount of the loan will be $104,500. The parameters of the deal also stipulate a four percent origination fee that will be paid at the closing and a 18 month, interest-only note with a 11% rate of interest.
Javier will need to bring $85,500 to closing (45% on the 55% loan-to-value), plus he will need to pay the $4,180 origination fee. The monthly interest-only payments will then total $958 to the lender. If Javier achieves his goal of a $228,000 total sales price when the loan term expires, he would collect a gross profit of $16,578 after re-paying the principle on the note and deducting the cash he paid at closing, the origination points, and the total monthly interest payments.
Loan Example 2
A List Partners issues a private money loan to Gina for a remodeling project in Dallas, TX. The deal dictates the following:
$280,000 sales price
55% loan-to-value (LTV)
12 month term
11% rate of interest
5% origination feeIf Gina accomplishes her goal of a $392,000 sales price, the numbers of the project will be the following:
$392,000 sales price
- $154,000 principle on note (55% LTV)
- $126,000 down payment (45% on 55% LTV)
- $7,700 origination fee (5% of the $154,000 principle)
- $16,940 total interest paid (12 months x 11% interest)
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= $87,360 total profit (does not include taxes or rehab costs) -
by SDW 09/24/2022
This company does not respond to phone calls, text messages or letters.The very least this company can do is keep their clients periodically updated as to the status of our accounts, if, in fact, we still have one.
This company does not respond to phone calls, text messages or letters.The very least this company can do is keep their clients periodically updated as to the status of our accounts, if, in fact, we still have one.by MC 07/21/2020
Invested in A List Partners and haven't received dividend since 2017. Now I couldn't even get my investment back.
Invested in A List Partners and haven't received dividend since 2017. Now I couldn't even get my investment back.by red 07/12/2018
After reading these two reviews I wanted to take a quick minute to set the record straight! Alist has never stolen from its investors, NEVER! we don't drive expensive cars we don't live in expensive homes. We are aware of the person that made these horrible reviews and we have already got our attorneys involved.
After reading these two reviews I wanted to take a quick minute to set the record straight! Alist has never stolen from its investors, NEVER! we don't drive expensive cars we don't live in expensive homes. We are aware of the person that made these horrible reviews and we have already got our attorneys involved.by Gwen Parsell 03/06/2018
I would not invest again with A List. They came recommended, but just after I placed an investment, my friend sent me a warning not to invest. Too late, I had done it. After that, the company revealed they are not paying dividends right now. This information was not given to me by Lance, the PR man, before I invested. Now I find out from my friend that other investors, including him, have not been paid since last year. They are unable to get adequate answers to their inquiries.There is something very wrong here. For now, my money is there, but from now on, I will stick with Broadmark, Patch of Land, Peer Street, and Realty Shares. Good companies with integrity.
I would not invest again with A List. They came recommended, but just after I placed an investment, my friend sent me a warning not to invest. Too late, I had done it. After that, the company revealed they are not paying dividends right now. This information was not given to me by Lance, the PR man, before I invested. Now I find out from my friend that other investors, including him, have not been paid since last year. They are unable to get adequate answers to their inquiries.There is something very wrong here. For now, my money is there, but from now on, I will stick with Broadmark, Patch of Land, Peer Street, and Realty Shares. Good companies with integrity.
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