A List Partners

About A List Partners

A List Partners is an Austin, TX based hard money lender providing loans throughout Dallas, Austin, San Antonio, Fort Worth, and Houston. They offer loans for many different needs and situations, including short term fix and flip loans, hard money loans for commercial properties, ground up construction loans, and loans for rental properties. They provide rates ranging between 11% and 15%, loans with a maximum LTV of 70%, and terms between 3 months and 12 months. They require a minimum credit rating of 680 to obtain a loan. They provide loans on most types of properties, including single family homes, multi-family, apartments, office buildings, retail storefronts, and industrial buildings.

Loan Types Offered: Investment Property Loans, Fix and Flip Loans, Commercial Hard Money Loans, New Construction Loans

Property Types Covered: Single Family, Multi Family, Apartment, Office, Retail, Industrial

Areas Served: Dallas, Austin, San Antonio, Fort Worth, Houston

Lending Guidelines for A List Partners

Below are the general loan guidelines published on the A List Partners website. Please confirm all terms and rates directly with the lender.

Loan Examples

The following loans are for education purposes only. They do not represent actual loans executed by A List Partners.

Loan Example 1

A List Partners issues a fix-and-flip loan to Javier for a rehab project in Dallas, TX, on a property that costs $190,000. As the lender sets a 55% loan-to-value, Javier will have to put 45% down so the total amount of the loan will be $104,500. The parameters of the deal also stipulate a four percent origination fee that will be paid at the closing and a 18 month, interest-only note with a 11% rate of interest.

Javier will need to bring $85,500 to closing (45% on the 55% loan-to-value), plus he will need to pay the $4,180 origination fee. The monthly interest-only payments will then total $958 to the lender. If Javier achieves his goal of a $228,000 total sales price when the loan term expires, he would collect a gross profit of $16,578 after re-paying the principle on the note and deducting the cash he paid at closing, the origination points, and the total monthly interest payments.

Loan Example 2

A List Partners issues a private money loan to Gina for a remodeling project in Dallas, TX. The deal dictates the following:

$280,000 sales price
55% loan-to-value (LTV)
12 month term
11% rate of interest
5% origination fee

If Gina accomplishes her goal of a $392,000 sales price, the numbers of the project will be the following:

$392,000 sales price
- $154,000 principle on note (55% LTV)
- $126,000 down payment (45% on 55% LTV)
- $7,700 origination fee (5% of the $154,000 principle)
- $16,940 total interest paid (12 months x 11% interest)
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= $87,360 total profit (does not include taxes or rehab costs)