Dryden Capital
1202 Grant Avenue, suite B-1
Novato, CA 94945
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About Dryden Capital
Dryden Capital has been lending in the greater Bay Area and California since 1987. At Dryden Capital, you deal directly with the decision makers. We set our own lending criteria and customize a suitable loan structure so YOU can achieve your goals.
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Loan Types Offered: Investment Property Loans, Fix and Flip Loans, Commercial Hard Money Loans, New Construction Loans, Bridge Loans
Property Types Covered: Single Family, Multi Family, Apartment, Office, Retail, Mixed Use, Warehouse, Industrial
Areas Served: CA
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Lending Guidelines for Dryden Capital
Below are the general loan guidelines published on the Dryden Capital website. Please confirm all terms and rates directly with the lender.
Investment Property Loans
Loan Amounts: $100,000 - $10,000,000
Available Rates: 7.75% - 12%
Typical Terms: 1 year months - 2 years months
Points Charged: N/A
Max Loan-to-Value (LTV): 50%
Max Loan-to-Cost (LTC): 70%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: YES
Minimum FICO Score: N/A
Time to Close: N/AFix and Flip Loans
Loan Amounts: $100,000 - $10,000,000
Available Rates: 7.75% - 12%
Typical Terms: 1 year months - 2 years months
Points Charged: N/A
Max Loan-to-Value (LTV): 50%
Max Loan-to-Cost (LTC): 70%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: YES
Minimum FICO Score: N/A
Time to Close: N/ACommercial Hard Money Loans
Loan Amounts: $100,000 - $10,000,000
Available Rates: 7.75% - 12%
Typical Terms: 1 year months - 2 years months
Points Charged: N/A
Max Loan-to-Value (LTV): 50%
Max Loan-to-Cost (LTC): 70%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: YES
Minimum FICO Score: N/A
Time to Close: N/ANew Construction Loans
Loan Amounts: $100,000 - $10,000,000
Available Rates: 7.75% - 12%
Typical Terms: 1 year months - 2 years months
Points Charged: N/A
Max Loan-to-Value (LTV): 50%
Max Loan-to-Cost (LTC): 70%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: YES
Minimum FICO Score: N/A
Time to Close: N/ABridge Loans
Loan Amounts: $100,000 - $10,000,000
Available Rates: 7.5% - 12%
Typical Terms: 1 year months - 2 years months
Points Charged: N/A
Max Loan-to-Value (LTV): 50%
Max Loan-to-Cost (LTC): 70%
Owner Occupied Allowed: NO
Interest Only Loans: YES
Prepayment Penalties: NO
Minimum FICO Score: N/A
Time to Close: N/A -
Loan Examples
The following loans are for education purposes only. They do not represent actual loans executed by Dryden Capital.
Loan Example 1
Loan Example 2
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