With over 6 billion in loans originated in 46 states, we are a private lender with a mission to provide opportunities for real estate investors looking to maximize profits and scale their business.
Fix and Flip Loans in Kapolei, Hawaii
Kapolei, HI has 45 fix-and-flip hard money lenders offering loans in the city. In this city, the mean note amount is $293,750. Interest rates for hard money loans average 11.1%. The median length offered for notes is 66 months. The mean origination fee for loans is 2.6 points. Lenders offer on average a 78% loan-to-value on hard money loans in Kapolei.
Loan Example 1
Lillie closes on a $170,000 renovation project in the Ewa Villages neighborhood of Kapolei, HI, using a fix and flip loan from Perfect Finance Company. The terms of the note include a 70% loan to value (LTV), so she must contribute 30% of the price as cash at closing, making the principle loan amount $119,000. The parameters of the deal dictate a 12% note for 6 months. They also require a 1 point origination fee, which will also need to be paid at closing.
The borrower will need to bring a total of $32,400 up front to cover the $51,000 down payment plus the $1,190 origination fee. After the deal closes, she will pay Perfect Finance Company $1,190 in monthly interest fees, or 12% multiplied by $119,000 divided by 12 months in a year. At the end of the loan, she sells the rehabed property for $246,500. After deducting the $7,140 in total interest payments ($1,190 multiplied by 6 months), the $1,190 origination fee, the $119,000 principle on the loan, and the $51,000 she contributed to closing, she will make a gross profit of $68,170 ($246,500 price minus $178,330 in costs). This amount would then be reduced by any rehab costs paid by the borrow.
Loan Example 2
Adrian is a an investor in the Ewa Villages neighborhood of Kapolei, HI. He buys a run-down house for a rehab project and obtains a fix and flip loan from Red Oak Funding with the following terms:
a) A $220,000 sales price, b) a 60% loan to value (LTV), c) a 18 month term, d) a 12% interest rate, and e) a 5% origination fee.
If Adrian achieves his goal of a $275,000 sales price, the outcome of the project will be as follows:
$275,000 sales price
- $132,000 loan principle (60% LTV)
- $88,000 down payment (40% on 60% LTV)
- $6,600 origination points (5% of the $132,000 principle amount)
- $23,760 interest payments (18 months x 12% interest)
= $24,640 total profit (does not include taxes or renovation costs)
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Temple View Capital
7550 Wisconsin Ave. 10th Floor
Bethesda, MD 20814
Temple View Capital is a private lender headquartered in Bethesda, MD. They provide loans in 46 states throughout the US. They provide short-term and long-term fix and flip loans, loans for rental properties, bridge loans, and ground-up construction loans for ...
HardMoneyLoans.com is a national lender based in Beverly Hills, CA that can get your loan funded from $250k-$75M for all kinds of real estate projects. We specialize in hard money loans for all commercial and residential properties types, bridge loans, ...
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28 Bloomfield Avenue
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Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. We are passionate about helping small business owners, contractors, and Real Estate investors, swiftly and efficiently finance their investment goals. ...
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
6991 E Camelback Rd
Scottsdale, AZ 85251
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. They offer a wide array of financing options for businesses, including fix and flip loans and loans for rental properties. They lend on ...
75 Gerber Road East
South Windsor, CT 06074
Headquartered in South Windsor, CT, RCN Capital is national, direct, private lender providing funding in 44 states across the country.Established in 2010, we provide short-term and long-term commercial loans ranging from $50k to $2.5M+ for the purchase of non-owner occupied ...
Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
2475 Albany Ave #203B
West Hartford, CT 06117
New Silver is a fintech that provides fast financing to real estate investors who focus on fix and flip residential projects. New Silver’s software accelerates, automates and streamlines loan originations, while using data to reduce default risk. You can get ...
Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
Since its inception in 2011, Lima One Capital has funded over $6 billion in loans for real estate investors who are building, improving, and stabilizing neighborhoods across the nation. Lima One’s core loan products are New Construction loans for ground-up ...
Island Funding Group
688 Kinoole Street, Suite 209
Hilo, HI 96720
Island Funding Group is a Hilo, HI based private lender. They offer loans in Hawaii. They provide fix and flip loans and rental property loans. Their lending parameters are versatile, including loan amounts ranging from $100,000 ...
32 S Street
Baltimore, MD 21202
Dominion Financial Services is a private lender serving professional single-family real estate investors. We offer fix & flip loans, 30-yr fixed-rate rental loans, new construction financing, and multifamily bridge loans. We currently lend in all 50 states and Washington D.C ...
Global Integrity Finance
321 N Central Expressway, Suite 360
McKinney, TX 75071
Global Integrity Finance are commercial hard money lenders based in McKinney, Texas. They specialize in hard money loans for commercial properties, bridge loans, fix and flip loans, and construction loans in some cases. They fund all loans using their own ...
15000 Ventura Blvd Ste 300
Sherman Oaks, CA 91403
Patch Lending (formally Patch of Land) is a national private lender offering real estate investors fast and reliable financing for investment properties. Patch offer short-term single-family and multi-family bridge, fix & flip, ground-up construction, and long-term rental property financing. They ...
JCAP Private Lending
3151 Airway Ave, Suite Q3
Newport Beach, CA 92626
Jcap is a Newport Beach, CA based direct lender who closes and services investor funded short-term real estate loans. They provide loans in 43 states. They offer private refinancing, fix-and-flip hard money loans, investment property loans and more. Their loan ...
1121 E. Mullan Ave
Coeur d'Alene, IA 83814
Based in Coeur d'Alene, IA, COGO Capital is an asset-based lender providing loans in 45 states throughout the US. They provide private commercial loans, fix-and-flip loans, and loans for investments properties. Their loan guidelines are flexible, including ...
5300 W Atlantic Ave,, Suite 205
Delray Beach, FL 33448
Gelt Financial since 1989 is a direct private money lender. Focusing Investment and small business mortgages in 42 states. We put a heavy focus on collateral and make storied and time sensitive deals. Our borrowers and mortgage brokers will always ...
Forerunner Funding, Inc
226 Lae St
Honolulu, HI 96813
Forerunner Funding, Inc is a private money lender headquartered in Honolulu, HI providing funding in Hawaii. They offer loans for many different situations, including private commercial loans, short term bridge loans, and short term fix and flip loans. ...
Hilton Financial Corporation
11024 N. 28th Drive Suite 170
Phoenix, AZ 85029
Hilton Financial Corporation is an asset-based lender headquartered in Phoenix, AZ offering loans in Arizona, Utah, Colorado, Ohio, and Hawaii. They offer loans for a variety of situations, including fix-and-flip hard money loans, bridge loans, builder loans, hard ...
45 North Station Plaza
Great Neck, NY 11021
Sharestates is a private, hard money lender in 46 states across the US. We offer financing solutions for a variety of needs and situations, including hard money loans for commercial properties, residential fix and flips, ground up construction, and long ...
CIVIC Private Money Lending
2015 Manhattan Beach Blvd
Redondo Beach, CA 90278
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Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
Sunset Equity Funding is a hard money lender based in Los Angeles, California. They issue loans in all states except for Alaska, North Dakota, and South Dakota. Their loan offerings include purchase loans, fix and flip loans, new construction loans, ...
Red Rock Capital
2139 Chuckwagon Road, Suite 315
Colorado Springs, CO 80919
Based in Colorado Springs, CO, Red Rock Capital is a private money lender providing loans in 42 states across the United States. They offer construction loans, bridge loans, fix-and-flip loans, and loans for investments properties. Their loan parameters are flexible, ...
National Advance Group
1 Linden Place
Great Neck, NY 11021
Based in Great Neck, NY, National Advance Group is an asset-based lender providing loans in 50 states across the United States. They offer lending solutions for a variety of scenarios, including commercial hard money loans and fix-and-flip hard money ...
Private Money Utah
349 E. 900 S. Suite 201
Salt Lake City, UT 84111
Private Money Utah is a Salt Lake City, UT based hard money lender who provides loans throughout Chicago. They provide lending solutions for many different situations, including short term fix and flip loans, construction loans, commercial hard money loans, ...
221 N. Kansas St, Suite 1211
El Paso, TX 79901
Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, their funding has helped to improve communities throughout El Paso and Austin by bettering the real estate landscape, helping to improve the viability ...
5660 Strand Court
Naples, FL 34110
Nationwide Direct Correspondent Investment Property Lender. No Nonsense, Get it done approach to serving our valued clients. In-house funding from 350k to 5M. Unlimited capital access through our Mortgage Brokerage Division from 500k to 100M+. Commercial, Residential Rentals & Land. ...
645 Madison Ave
New York City, NY 10022
Headquartered in New York, NY, Roc Capital is a lender offering loans all across the United States. They offer fix-and-flip loans, private refinancing, bridge loans, and commercial loans. Their loan guidelines are flexible, including rates starting at 7.49% , loan ...
ABC Capital Investments
1218 N. Marshall Street
Philadelphia, PA 19122
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AMUSA Commercial Capital
301 Commerce Street Ste. 1420
Fort Worth, TX 76102
AMUSA Commercial Capital is a Dallas, TX based private money lender. They provide funding throughout the country. Their lending focus is mainly on non-bankable commercial real estate loans and Investment 1 to 4 loans. Their loan guidelines are flexible, including ...
2150 Coral Way | Suite 1A
Miami, FL 33145
Gokapital, Inc. is a Miami, FL based private lender who provides funding all throughout the US.Providing lending solutions for a variety of situations, including loans for rental properties, cash out, hard money loans, fix-and-flip loans, hard money loans for commercial ...
2100 Main Street, suite 265
Huntington Beach, CA 92648
Aegis Funding is hard money lender based in Huntington Beach, CA. They provide loans throughout California. They offer lending solutions for a variety of needs and situations, including fix and flip loans and long term rental property loans. They issue ...
Quickline Capital Partners
4713 Crossroads Park Drive Suite 101
Liverpool, NY 13088
Quickline Capital Partners is a Syracuse, NY based private lender providing loans across the US. They offer loans for a variety of scenarios, including fix and flip loans and commercial hard money loans. Their lending parameters are flexible, including terms ...
Private Loans Honolulu
Honolulu, HI 96826
Private Loans Honolulu is a private money lender in Honolulu, HI offering funding throughout Honolulu. They offer short term loans, fix and flip hard money loans, and ground-up construction loans. They provide loan amounts ranging from ...
Pacific Home Loans
2395 S Kihei Rd #205
Kihei, HI 96753
Pacific Home Loans is private money lender based in Kihei, HI. They provide loans throughout Hawaii. They provide fix-and-flip hard money loans, short term loans, and buy and hold loans. They do not ...
Peak Choice Capital
144 N Western Avenue Buidling D
Neenah, WI 54956
Headquartered in Neenah, WI, Peak Choice Capital is a private lender providing funding in 45 states throughout the US. They offer short term bridge loans, buy and hold loans, cash out loans, fix-and-flip loans, and private commercial loans. ...
Bridge Well Capital
496 Delaney Ave #408
Orlando, FL 32801
Bridge Well Capital is a hard money lender in Orlando, FL offering funding in 40 states throughout the United States. They provide loans for investments properties, cash out hard money loans, and fix-and-flip hard money loans. Their ...
Hawaii Lending Group
Based in Honolulu, HI, Hawaii Lending Group is a hard money lender providing loans in Hawaii. They provide commercial loans, loans for rental properties, and fix-and-flip hard money loans. Their loan guidelines are versatile, including terms ...
C2 Financial Corporation
225 Crossroads Blvd. Suite 254
Carmel, CA 93923
C2 Financial Corporation is a Carmel, CA based private lender. They offer loans in 9 states throughout the US. They offer hard money loans for commercial properties, investment property loans, and fix and flip loans. Their ...
1100 Glendon Ave, 18th Floor
Los Angeles, CA 90024
Asset Avenue is private money lender based in Los Angeles, CA. They provide loans in 44 states across the United States. They provide loans for a variety of needs and situations, including short term loans, investment property ...
207 Mockingbird Ln, #402
Johnson City, TN 37604
Based in Johnson City, TN, Riverdale Funding is a hard money lender offering loans in 37 states across the country. They provide lending solutions for a variety of scenarios, including loans for investments properties, commercial hard money loans, fix ...
Island View Private Loan Fund
2139 Chuckwagon Road, Suite 315
Colorado Springs, CO 80919
Island View Private Loan Fund is a hard money lender based in Colorado Springs, CO offering funding in 42 states across the US. They offer lending solutions for a variety of situations and needs, including fix and flip hard ...
Investors Funding Corporation
3703 Round Top Drive, Suite 100
Honolulu, HI 96822
Headquartered in Honolulu, HI, Investors Funding Corporation is a hard money lender offering loans in Hawaii. They offer loans for a variety of scenarios, including loans for rental properties and fix-and-flip loans. They provide loan amounts up ...
11300 Sorrento Valley Road, Suite 103
San Diego, CA 92121
Integrity Capital is an asset-based lender in San Diego, CA providing loans throughout California, Nevada, Arizona, Colorado, and Hawaii. They provide fix-and-flip loans, long term rental property loans, cash out loans, and hard money loans for commercial ...
Investor Rehab Funding
1995 North Park Place SE, Suite 415
Atlanta, GA 30339
Investor Rehab Funding is hard money lender headquartered in Atlanta, GA. They provide loans in 40 states throughout the US. They offer fix-and-flip hard money loans, private refinancing, investment property loans, and new construction loans. ...