With more than $12.3B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors!
Hard Money Loans in Dedham, Massachusetts
There are 50 hard money lenders serving Dedham, MA. Note amounts average approximately $307,143. Interest rates for loans average around 11.3%. The median term offered for notes is 14 months. The average hard money loan issued in the city includes a 2.2 point origination charge. Lenders in Dedham average a 73% loan-to-value (LTV) on their deals.
Loan Example 1
Sidney closes on a $250,000 rehab project in Dedham, MA, using a hard money loan from Oak Hill Funding Company. The terms of the deal include a 85% loan-to-value (LTV), so he must bring 15% of the price as cash to closing, which makes the principle loan amount $212,500. The loan is interest-only, with monthly payments, and is for 12 months at 10% interest with 4 points paid at closing.
The borrower will have to bring a total of $32,400 upon closing to cover the $37,500 down payment in addition to the $8,500 origination fee. The lender will collect $1,771 in monthly interest payments from the borrower. This is computed by taking the full loan amount of $212,500, multiplying by the 10% rate of interest, and then dividing that number by 12. At the end of the loan, he sells the renovated property for $337,500. After subtracting the $21,250 in interest expenses ($1,771 times 12 months), the $8,500 origination fee, the $212,500 principle on the loan, and the $37,500 he contributed to closing, he will make a gross profit of $57,750 ($337,500 price minus $279,750 in total costs). This amount would be reduced by any renovation costs paid by Sidney.
Loan Example 2
Riverside Investment Group issues a loan to Maggie for a renovation project in Dedham, MA. The loan includes the following:
$310,000 sales price
80% loan to value (LTV)
12 month term
10% rate of interest
3% origination fee
If Maggie accomplishes her goal of a $403,000 sales price, the outcome of the deal would be the following:
$403,000 sales price
- $248,000 loan principle (80% LTV)
- $62,000 down payment (20% on 80% LTV)
- $7,440 origination points (3% of the $248,000 principle)
- $24,800 total interest paid (12 months x 10% interest)
-----------------------
= $60,760 gross profit (doesn't include taxes or rehab costs)
Offering Fix and Flip, Bridge, and DSCR loans. With same day approvals, 3-5 day close time, and lending in 47 states, Park Place Finance will get your next deal funded fast!
Funding Fix & Flip, Ground-Up Construction, and DSCR loans in 35 States. We're the lender for real estate entrepreneurs looking for fast funding, fair pricing, and amazing service.
Temple View Capital
7550 Wisconsin Ave. 10th Floor
Bethesda, MD 20814
Temple View Capital is a private lender headquartered in Bethesda, MD. They provide loans in 46 states throughout the US. They provide short-term and long-term fix and flip loans, loans for rental properties, bridge loans, and ground-up new construction loans ...
"WE LEND YOU GROW" Xpress Loans 911 believes that your business should have ready access to working capital, just like big corporations do. So, we pair you with funders that focus on working with small and mid-sized businesses and are ...
Conquest Capital Partners
859 Willard Street, Suite 503
Quincy, MA 02169
Conquest Capital Partners is an asset-based lender providing loans in Boston, Dallas, and Austin. They provide lending solutions for a variety of situations and needs, including ground up construction loans, hard money bridge loans, loans for investments properties, private refinancing, ...
Conventus
111 Potrero Avenue
San Francisco, CA 94103
Conventus is a San Francisco, Direct Lender. We offer bridge and DSCR. New construction as well. We offer fix and flip loans at no points, and have a 90% program. Minimum FICO: 660. Contact Melissa at mkorda@cvlending.com for pricing and ...
Stratton Equities
28 Bloomfield Avenue
Pine Brook, NJ 07058
Stratton Equities is the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof. Our team is ...
Anchor Loans
5230 Las Virgenes Rd, Suite 105
Calabasas, CA 91302
Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $7.1 Billion life-to-date in total loan volume to real estate investors. ...
CMN Funding
1510 Central Ave, Suite 380
Albany, NY 12205
Headquartered in Albany, NY, CMN Funding is a hard money lender providing loans all across the US. Their lending focus is primarily on private commercial real estate loans. They issue loan amounts starting at $100,000 with no maximum. They will ...
Kiavi
575 Market Street
San Francisco, CA 94105
With more than $20B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way ...
Next-Financing
6991 E Camelback Rd
Scottsdale, AZ 85251
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. They offer a wide array of financing options for businesses, including fix and flip loans and loans for rental properties. They lend on ...
JCAP Private Lending
3151 Airway Ave, Suite Q3
Newport Beach, CA 92626
Jcap is a Newport Beach, CA based direct lender who closes and services investor funded short-term real estate loans. They provide loans in 43 states. They offer private refinancing, fix-and-flip hard money loans, investment property loans and more. Their loan ...
Harbor Private Equity
1075 Peachtree Street NE, Suite 3650
Atlanta, GA 30309
We want to see any commercial transaction that makes sense. The principals at Harbor Private Equity have over 75 years experience in the hard money, bridge loan marketplace. We specialize in raw land, development, construction and bridge loans for non-owner ...
Stormfield Capital
35 Old Post Road
Southport, CT 06890
Stormfield Capital is a Southport, CT based private money lender. They provide funding in 12 states throughout the country. They offer lending solutions for a variety of needs and situations, including hard money loans for commercial properties, cash ...
RCN Capital
75 Gerber Road East
South Windsor, CT 06074
Headquartered in South Windsor, CT, RCN Capital is national, direct, private lender providing funding in 44 states across the country.Established in 2010, we provide short-term and long-term commercial loans ranging from $50k to $2.5M+ for the purchase of non-owner occupied ...
Lima One Capital
201 East McBee Ave, Suite 300
Greenville, SC 29601
Since its inception in 2011, Lima One Capital has funded over $9 billion in loans for real estate investors who are building, improving, and stabilizing neighborhoods across the nation. Lima One’s core loan products are New Construction loans for ground-up ...
Visio Lending
1905 Kramer Lane, Suite B700
Austin, TX 78758
Founded in 2012 and headquartered in Austin, TX, Visio Lending is the nation’s leader in rental loans. We help investors grow their rental portfolios with our laser-like focus, streamlined process, innovative technology, and outstanding team. A strong leadership team backed ...
Dominion Financial
32 S Street
Baltimore, MD 21202
Dominion Financial Services is a private lender serving professional single-family real estate investors. We offer fix & flip loans, 30-yr fixed-rate rental loans, new construction financing, and multifamily bridge loans. We currently lend in all 50 states and Washington D.C ...
New Silver
2475 Albany Ave #203B
West Hartford, CT 06117
New Silver is a fintech that provides fast financing to real estate investors who focus on fix and flip residential projects. New Silver’s software accelerates, automates and streamlines loan originations, while using data to reduce default risk. You can get ...
Global Integrity Finance
321 N Central Expressway, Suite 360
McKinney, TX 75071
Global Integrity Finance are commercial hard money lenders based in McKinney, Texas. They specialize in hard money loans for commercial properties, bridge loans, fix and flip loans, and construction loans in some cases. They fund all loans using their own ...
COGO Capital
1121 E. Mullan Ave
Coeur d'Alene, IA 83814
Based in Coeur d'Alene, IA, COGO Capital is an asset-based lender providing loans in 45 states throughout the US. They provide private commercial loans, fix-and-flip loans, and loans for investments properties. Their loan guidelines are flexible, including ...
Patch Lending
15000 Ventura Blvd Ste 300
Sherman Oaks, CA 91403
Patch Lending (formally Patch of Land) is a national private lender offering real estate investors fast and reliable financing for investment properties. Patch offer short-term single-family and multi-family bridge, fix & flip, ground-up construction, and long-term rental property financing. They ...
Lend Some Money
42 Thompson Street, Suite 1A
East Haven, CT 06513
Lend Some Money is a national private lender that makes hard money commercial loans for the refinance or purchase of non-owner-occupied residential and mixed-use commercial properties. Its industry-leading technology platform allows it to provide real estate investors and brokers ...
Silver Hill Funding
4425 Ponce De Leon Blvd, Suite 250
Coral Gables, FL 33146
Silver Hill Funding is private lender based in Coral Gables, FL. They provide funding in 39 states throughout the United States. Their lending focus is primarily on commercial loans. They provide rates ranging between 6% ...
Asset Based Lending LLC
66 Hudson Street, Suite 301
Hoboken, NJ 07030
Asset Based Lending LLC is a Hoboken, NJ based hard money lender who offers funding in 9 states across the US. They offer loans for a variety of scenarios, including new construction loans, hard money refinancing, loans for investments ...
Secured Investment Lending
1485 International Parkway, Suite 1031
Lake Mary, FL 32746
Secured Investment Lending is private lender headquartered in Lake Mary, FL. They provide funding in 49 states throughout the country. They provide lending solutions for a variety of scenarios, including short term bridge loans, commercial loans, cash ...
LYNK Capital
7100 Six Forks Road, Suite 335
Raleigh, NC 27615
LYNK Capital is a fast-growing private lender offering residential renovation, construction, and rental loans. Our team has decades of construction lending experience and we're here to help you through every stage of your project.We lend in: AL, CT, DC, DE, ...
Straightline Funding
250 N. Trade Street, Suite 209
Matthews, NC 28105
Straightline Funding is direct hard money lender that provides loans in many larger metro areas throughout the US. We specialize in 1-4 family loans for investors. Our loan menu consists of:R2R (Residential For Rent): 30 Year fixed rate loans for ...
LendingOne
901 Yamato Rd, Suite 150
Boca Raton, FL 33431
LendingOne is a Boca Raton, FL based private money lender. They provide loans in 41 states throughout the country. They provide loans for investments properties, short term loans, and short term fix and flip loans. They ...
T&M Commercial Funding
259 Minot Ave
Auburn, ME 04210
T&M Commercial Funding is an Auburn, ME based private lender who provides loans in 47 states across the US. They provide lending solutions for a variety of situations and needs, including bridge loans and commercial hard money loans. ...
Gelt Financial
6401 Congress Ave, Suite 215
Boca Raton, FL 33487
Gelt Financial LLC was founded in 1989 to help both borrowers and brokers finance their real estate. With loan amounts from $100K-$5M on vacant, non-owner occupied, and owner-occupied properties, Gelt Financial funds both purchases and refinances. Additionally, Gelt provides creative ...
Layla Capital
7777 Glades Road
Boca Raton, FL 33436
Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest. ...
Park Place Finance
500 West 2nd Suite 1900
Austin, TX 78701
Park Place Finance is a nationwide, direct private lender, specializing in Fix and Flip, Bridge, and DSCR loans. With same day approvals and an average 3-5 day close time, Park Place Finance is the business partner you need to get ...
Diversified Funding Incorporated
63 Atlantic Avenue
Boston, MA 02110
For 40 years, DFI has been a leading private lender in the greater Boston area. We have earned our reputation as a reliable and responsive lender to investors and developers seeking to acquire, develop or refinance real estate.We provide real ...
Aero Capital Finance
439 W Vine St
Kissimmee, FL 34741
Aero Capital Finance is a Kissimmee, FL based private lender. They provide loans in 18 states throughout the United States. They offer loans for a variety of scenarios, including private refinancing, fix and flip loans, hard money loans ...
Sharestates
45 North Station Plaza
Great Neck, NY 11021
Sharestates is a private, hard money lender in 46 states across the US. We offer financing solutions for a variety of needs and situations, including hard money loans for commercial properties, residential fix and flips, ground up construction, and long ...
Sunset Equity Funding
6125 Washington Blvd, 3rd Floor
Culver City, CA 90232
Sunset Equity Funding is a hard money lender based in Los Angeles, California. They issue loans in all states except for Alaska, North Dakota, and South Dakota. Their loan offerings include purchase loans, fix and flip loans, new construction loans, ...
Mass Private Lending
113 Ripley Rd
Cohasset, MA 02025
Mass Private Lending is hard money lender based in Cohasset, MA. They provide loans in Massachusetts and Rhode Island. They provide ground-up construction loans, loans for rental properties, hard money loans for commercial properties, short term loans, ...
NSB Financing
1101 Brickell Ave
Miami, FL 33131
NSB Financing is a Miami, FL based hard money lender. They offer loans in 10 states throughout the United States. They offer loans for many different situations and needs, including commercial hard money loans, hard money construction loans, ...
Grand Coast Capital Group
1515 Hancock Street, Suite 404
Quincy, MA 02169
Grand Coast Capital Group is a Quincy, MA based private lending and investment firm that provides creative financing solutions to local real estate investors, operators, and developers across the country.We offer loans for a variety of situations, including commercial loans, ...
Rapid Commercial Loans
6136 Frisco Square suite 433
Frisco, TX 75034
Rapid Commercial Loans are private money lenders actively originating Private loans for commercial properties nationwide. With traditional lenders tightening up on their lending criteria, private money loans for commercial properties are becoming the most efficient loan product for many borrowers ...
Capital Three Sixty
7 Towpath Lane
Avon, CT 06001
Based in Aon, CT, Capital Three Sixty is an asset-based lender providing loans in 15 states across the United States. They provide lending solutions for a variety of scenarios, including hard money loans for commercial properties, loans for investments ...
Pepe Berard Capital
211 South Ridge Street
Rye Brook, NY 10573
Pepe Berard Capital is hard money lender based in Rye Brook, NY. They provide loans in 12 states across the US. They provide private commercial loans, new construction loans, bridge loans, fix and flip hard money loans, ...
Touchstone Capital Partners
103 Ripley Rd
Cohasset, MA 02025
Headquartered in COHASSET, MA, Touchstone Capital Partners is a private money lender offering funding in Boston. They provide fix and flip loans and short term bridge loans. The focus of their loans is for ...
Mass Hard Money
176 Circuit Road
Winthrop, MA 02152
Mass Hard Money is a private lender in Winthrop, MA providing loans in Boston. They provide short term bridge loans, fix-and-flip loans, construction loans, and private commercial loans. They will make loans on ...
VeriLync Capital Solutions
201 Washington St, Suite 2601
Boston, MA 02108
VeriLync Capital Solutions is private money lender based in Boston, MA. They offer funding throughout Boston. They offer commercial loans and new construction loans. Their lending guidelines are flexible, including loan amounts up to $100,000,000. ...
Boston Property Capital
125 Greenleaf Street
Quincy, MA 02169
Boston Property Capital is a Quincy, MA based private money lender offering funding in Boston. They offer ground up construction loans, hard money loans for commercial properties, short term loans, loans for rental properties, and fix-and-flip loans. ...
CBC Realty Investments
76 State St
Newburyport, MA 01950
CBC Realty Investments is a Newburyport, MA based private lender offering loans throughout Boston. Their focus is mainly on fix-and-flip hard money loans. They issue terms between 6 months and 18 months, rates ranging between 8% ...
Avant Capital Partners
499 Park Avenue, 26th Floor
New York, NY 10022
Avant Capital Partners is a New York, NY based private money lender who provides loans throughout Chicago, Washington DC, and Boston. They offer hard money bridge loans and commercial hard money loans. Their loan parameters are versatile, ...
Endeavor Capital
404 South Huntington Avenue
Boston, MA 02130
Endeavor Capital is private lender headquartered in Boston, MA. They offer funding in Boston. They offer hard money loans for commercial properties and short term loans. They offer loan amounts ranging from $100,000 to $10,000,000 ...
The Magee Group
Quincy, MA
The Magee Group is an asset-based lender in Quincy, MA providing funding throughout Boston. They provide commercial loans, short term bridge loans, and fix and flip hard money loans. Their loan parameters are flexible, including terms ...
The Atlas Companies
109 Oak St., Suite G20
Newton, MA 02464
The Atlas Companies is a Newton, MA based private money lender offering loans throughout Boston. Their lending focus is primarily on loans for rental properties. They provide loans with a maximum LTV of 65% and terms ...